401 Rustic Oak Ln, McKinney, TX 75072 Property Records

Collin County property record for 401 Rustic Oak Ln, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,780 sqft · built 2016
Owner	Individual Name on Record
Tax Bill	$8,040 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R-10987-00J-0050-1`

Property Details

APN / Parcel Number

Primary APN	`R-10987-00J-0050-1`
Alternative APN	`2736868`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Living Area
Gross Area	2,215 sqft
1st Floor Area	1,780 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood Frame
Garage Type	Attached
Garage Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2736868
Street Address	401 RUSTIC OAK LN
City	MCKINNEY
State	TX
Zip	75072-3784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK J, LOT 5
Legal Subdivision	VALOR POINTE - THE RESERVE AT WESTRIDGE
Legal Phase	16
Legal Block	J
Legal Lot Number	5
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1008
Census Tract	30537

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 RUSTIC OAK LN, MCKINNEY, TX 75072-3784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage WELLS FARGO BK
Jul 18, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 26, 2017
Last Transfer Date	Jul 18, 2018
Transfer Doc	0000894660
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	401 RUSTIC OAK LN, MCKINNEY, TX 75072-3784
Document Number	0002328860
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RUSTIC OAK LN MCKINNEY TX 750723784, MCKINNEY, TX 75072-3784

Mortgage

Document Number	0002328860
Date	Dec 28, 2020
Instrument	2328860

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 18, 2018
Property Address	401 RUSTIC OAK LN, MCKINNEY, TX 75072-3784
Document Number	0000894660
Instrument Date	Jul 16, 2018
Instrument	894660
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RUSTIC OAK LN MCKINNEY TX 750723784, MCKINNEY, TX 75072-3784

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$471,046 (+1.63%) Land $140,000 Building $331,046	$471,046 (+1.63%) Land $140,000 Building $331,046
2024	$8,040.00 (-11.14%)
2023		$463,469 Land $140,000 Building $323,469	$463,469 Land $140,000 Building $323,469
2022	$9,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
ElektraFi Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Rustic Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures