400 Rustic Oak Ln, McKinney, TX 75072 Property Records

Collin County property record for 400 Rustic Oak Ln, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,271 sqft · built 2016
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Company Names on File
Last Sale	$391,020 (Sep 2021)
Tax Bill	$3,971 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-10987-00H-0190-1`

Property Details

APN / Parcel Number

Primary APN	`R-10987-00H-0190-1`
Alternative APNs	`000002736846` `2736846`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,271 sqft Living Area
Gross Area	2,909 sqft
1st Floor Area	2,271 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Lot Area	6,499 sqft (0.149 acres)
Garage Type	Attached
Garage Area	488 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	400 RUSTIC OAK LN
City	MCKINNEY
State	TX
Zip	75072-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 16 ( CMC), BLK H, LOT 19
Legal Subdivision	VALOR POINTE - THE RESERVE AT WESTRIDGE
Legal Block	H
Legal Lot Number	19
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1009
Census Tract	30537

Owner

Source: Collin County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	400 RUSTIC OAK LN, MCKINNEY, TX 75072-3701
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK
Sep 4, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, SELECT TITLE
Dec 8, 2020	Correction Deed, Transfer NOT AVAILABLE
Feb 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 12, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 4, 2021 · Amount on Record
Deed Sale	Sep 4, 2021 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	20211806300
Prior Transfer Date	Aug 27, 2021
Prior Transfer Doc	0001806290
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Sep 4, 2021
Property Address	400 RUSTIC OAK LN, MCKINNEY, TX 75072-3701
Document Number	0001806300
Map Reference	DOC20160509010001890
Instrument Date	Aug 27, 2021
Instrument	20210904001806300
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	NOT AVAILABLE, SELECT TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RUSTIC OAK LN, MCKINNEY, TX 75072-3701

Mortgage

Document Number	0001806310
Date	Sep 4, 2021
Instrument	20210904001806310

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Sep 4, 2021
Property Address	400 RUSTIC OAK LN, MCKINNEY, TX 75072-3701
Document Number	0001806290
Map Reference	DOC20160509010001890
Instrument Date	Aug 27, 2021
Instrument	20210904001806290
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	NOT AVAILABLE, SELECT TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RUSTIC OAK LN, MCKINNEY, TX 75072-3701

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 8, 2020
Property Address	400 RUSTIC OAK LN, MCKINNEY, TX 75072-3701
Document Number	0002201940
Instrument Date	Feb 8, 2020
Instrument	2201940
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RUSTIC OAK LN MCKINNEY TX 750723701, MCKINNEY, TX 75072-3701

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 12, 2020
Property Address	400 RUSTIC OAK LN, MCKINNEY, TX 75072-3701
Document Number	0000202820
Instrument Date	Feb 8, 2020
Instrument	202820
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	400 RUSTIC OAK LN MCKINNEY TX 750723701, MCKINNEY, TX 75072-3701

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Oct 12, 2017
Property Address	400 RUSTIC OAK LN, MCKINNEY, TX 75072-3701
Document Number	0001368660
Instrument Date	Oct 12, 2017
Instrument	1368660
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RUSTIC OAK LN MCKINNEY TX 750703701, MCKINNEY, TX 75070-3701

Mortgage

Document Number	1368670
Date	Oct 12, 2017
Instrument	1368670

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,971.00 (-21.05%) Homeowner's exemption	$502,186 (-6.3%) Land $147,000 Building $396,134	$543,134 (+1.34%) Land $147,000 Building $396,134
2024	$5,030.00 (-32.33%)
2023		$535,952 Land $147,000 Building $388,952	$535,952 Land $147,000 Building $388,952
2022	$7,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
ElektraFi Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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