Hamilton County property record for 404 Reading Rd, Apt 403, Cincinnati, OH 45202
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 2 ba · 1,002 sqft · built 1877 |
| Lot Size | 0.215 acres (9,387 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,450 (Jan 2011) |
| Tax Bill | $5,071 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Dec 2022 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-0003-0199-00 |
| Primary APN | 075-0003-0199-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Units | 24 Units |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| 1st Floor Area | 906 sqft |
| 2nd Floor Area | 96 sqft |
| Year Built | Built 1877 |
|---|---|
| Effective Year Built | Effective 1877 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 9,387 sqft (0.215 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 404 READING RD, 403 |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-1487 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 403 5%LOFTS ON BROADWAYCONDOMINIUM |
| Legal Subdivision | LOFTS ON BROADWAYCONDOMINIUM |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1100 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 READING RD, 403, CINCINNATI, OH 45202-1487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 27, 2022 | Certificate of Transfer, Transfer |
| Mar 8, 2023 | Transfer on Death Deed, Transfer |
| May 23, 2022 | Transfer on Death Deed, Transfer |
| May 17, 2022 | Transfer on Death Deed, Transfer |
| Aug 2, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Feb 5, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2011 · Amount on Record |
| Deed Sale | Jan 5, 2011 · Amount on Record |
| Prior Sale | Aug 9, 2004 · Amount on Record |
| Deed Document Number | 20111617 |
| Deed Book / Page | 11621 / 301 |
| Last Transfer Date | Jul 2, 2021 |
| Transfer Doc | 0000092998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 404 READING RD APT 403, 403, CINCINNATI, OH 45202-1487 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 404 READING RD 403, 403, CINCINNATI, OH 45202-1487 |
| Document Number | 0000081837 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 14737/141 |
| Instrument | 2022-0081837 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 27, 2022 |
| Property Address | 404 READING RD APT 403, 403, CINCINNATI, OH 45202-1487 |
| Document Number | 0000116292 |
| Book / Page | 14820 / 2063 |
| Map Reference | MB 9642 PG 3447 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022-0116292 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 READING RD APT 403, 403, CINCINNATI, OH 45202-1487 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 8, 2023 |
| Property Address | 404 READING RD APT 403, 403, CINCINNATI, OH 45202-1487 |
| Document Number | 0000015678 |
| Book / Page | 14868 / 30 |
| Map Reference | MB 384 PG 66-69 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2023-0015678 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 23, 2022 |
| Property Address | 404 READING RD APT 403, 403, CINCINNATI, OH 45202-1487 |
| Document Number | 0000051347 |
| Book / Page | 14673 / 1875 |
| Map Reference | MB 384 PG 66-69 |
| Instrument Date | May 5, 2022 |
| Instrument | 2022-0051347 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 17, 2022 |
| Property Address | 404 READING RD APT 403, 403, CINCINNATI, OH 45202-1487 |
| Document Number | 0000049386 |
| Book / Page | 14669 / 2579 |
| Map Reference | MB 9642 PG 3447 |
| Instrument Date | May 5, 2022 |
| Instrument | 2022-0049386 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 2, 2021 |
| Property Address | 404 READING RD APT 403, 403, CINCINNATI, OH 45202-1487 |
| Document Number | 0000092998 |
| Book / Page | 14471 / 1271 |
| Map Reference | MB 384 PG 66-69 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021-0092998 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 READING RD APT 403, 403, CINCINNATI, OH 45202-1487 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 404 READING RD APT 403, 403, CINCINNATI, OH 45202-1487 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009960 |
|---|---|
| Date | Feb 5, 2018 |
| Instrument | 18-0009960 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,071.00 (+0.26%) | $76,976 (-) Land $12,250 Building $64,726 | $219,930 (-) Land $35,000 Building $184,930 |
| 2024 | $5,058.00 (-0.32%) | $76,976 (-) Land $12,250 Building $64,726 | |
| 2023 | $5,074.00 (-2.91%) | $76,976 (+7.78%) Land $12,250 Building $64,726 | $219,930 (+7.78%) Land $35,000 Building $184,930 |
| 2022 | $5,226.00 | $71,418 Land $12,446 Building $58,972 | |
| 2020 | $204,050 Land $35,560 Building $168,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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