Hamilton County property record for 404 Reading Rd, Apt 401, Cincinnati, OH 45202
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,762 sqft · built 1877 |
| Lot Size | 0.215 acres (9,387 sqft) |
| Owner | Company Name on Record |
| Last Sale | $465,600 (Sep 2021) |
| Tax Bill | $10,383 (2025) |
| Deeds & Mortgages | Sep 2021 Sale May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-0003-0197-00 |
| Primary APN | 075-0003-0197-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 24 Units |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| 1st Floor Area | 1,449 sqft |
| 2nd Floor Area | 313 sqft |
| Year Built | Built 1877 |
|---|---|
| Effective Year Built | Effective 1877 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 9,387 sqft (0.215 acres) |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 404 READING RD, 401 |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-1487 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 401 11%THE LOFTS ON BROADWAYCONDOMINIUM |
| Legal Subdivision | THE LOFTS ON BROADWAYCONDOMINIUM |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1100 |
Source: Hamilton County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 404 READING RD, 401, CINCINNATI, OH 45202-1487 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed, Transfer |
| May 1, 2019 | Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | May 1, 2019 · Amount on Record |
| Deed Document Number | 2021113390 |
| Deed Book / Page | 14506 / 105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 21, 2021 |
| Property Address | 404 READING RD APT 401, 401, CINCINNATI, OH 45202-1487 |
| Document Number | 0000113390 |
| Book / Page | 14506 / 105 |
| Map Reference | MB 9642 PG 3447 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021-0113390 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,396.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 1, 2019 |
| Property Address | 404 READING RD APT 401, 401, CINCINNATI, OH 45202-1487 |
| Document Number | 0000033179 |
| Book / Page | 13908 / 01636 |
| Map Reference | MB 384 PG 66-69 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 2019-0033179 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PERFORMANCE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 5072, TROY, MI 48007-5072 |
| Document Number | 0000033180 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019-0033180 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.02% |
| Type Change Date | May 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.02% |
| Index | 1-Year LIBOR |
| Max Rate | 9.02% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,383.00 (+3.09%) | $162,960 (-) Land $24,500 Building $138,460 | $465,600 (-) Land $70,000 Building $395,600 |
| 2024 | $10,072.00 (-2.07%) | $162,960 (-) Land $24,500 Building $138,460 | |
| 2023 | $10,285.00 (-4.37%) | $162,960 (+6.42%) Land $24,500 Building $138,460 | $465,600 (+6.42%) Land $70,000 Building $395,600 |
| 2022 | $10,755.00 Homeowner's exemption | $153,125 Land $21,336 Building $131,789 | |
| 2020 | $437,500 Land $60,960 Building $376,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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