Hamilton County property record for 404 Reading Rd, Apt 301, Cincinnati, OH 45202
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 1,449 sqft · built 1877 |
| Lot Size | 0.215 acres (9,387 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $332,100 (Feb 2026) |
| Tax Bill | $7,109 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-0003-0195-00 |
| Primary APN | 075-0003-0195-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Units | 24 Units |
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| 1st Floor Area | 1,449 sqft |
| Year Built | Built 1877 |
|---|---|
| Effective Year Built | Effective 1877 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 9,387 sqft (0.215 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 404 READING RD, 301 |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-1486 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 301 9%LOFTS ON BROADWAYCONDOMINIUM |
| Legal Subdivision | LOFTS ON BROADWAYCONDOMINIUM |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1100 |
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 READING RD, 301, CINCINNATI, OH 45202-1486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 8, 2024 | Transfer on Death Deed, Transfer |
| Apr 8, 2024 | Warranty Deed, Transfer |
| Oct 2, 2018 | Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Aug 22, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on Record |
| Deed Sale | Feb 10, 2026 · Amount on Record |
| Prior Sale | Apr 8, 2024 · Amount on Record |
| Deed Document Number | 202610036 |
| Deed Book / Page | 15600 / 1241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 404 READING RD APT 301, 301, CINCINNATI, OH 45202-1486 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001975 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 14578/1136 |
| Instrument | 2022-0001975 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 10, 2026 |
| Property Address | 404 READING RD APT 301, 301, CINCINNATI, OH 45202-1486 |
| Document Number | 0000010036 |
| Book / Page | 15600 / 1241 |
| Map Reference | MB 384 PG 66-69 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 2026-0010036 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | LTOC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 READING RD APT 301, 301, CINCINNATI, OH 45202-1486 |
| Document Number | 0000010037 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026-0010037 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 8, 2024 |
| Property Address | 404 READING RD APT 301, 301, CINCINNATI, OH 45202-1486 |
| Document Number | 0000022721 |
| Book / Page | 15140 / 605 |
| Map Reference | MB 410 PG 4-6 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 2024-0022721 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 8, 2024 |
| Property Address | 404 READING RD APT 301, 301, CINCINNATI, OH 45202-1486 |
| Document Number | 0000022715 |
| Book / Page | 15140 / 573 |
| Map Reference | MB 9642 PG 3447 |
| Instrument Date | Apr 1, 2024 |
| Instrument | 2024-0022715 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 READING RD APT 301, 301, CINCINNATI, OH 45202-1486 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 2, 2018 |
| Property Address | 404 READING RD APT 301, 301, CINCINNATI, OH 45202-1486 |
| Document Number | 0000087743 |
| Book / Page | 013765 / 001458 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 87743 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 READING RD #301 CINCINNATI OH 452021486, 301, CINCINNATI, OH 45202-1486 |
| Document Number | 87744 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 013765/001460 |
| Instrument | 87744 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 404 READING RD APT 301, 301, CINCINNATI, OH 45202-1486 |
| Document Number | 0000082988 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Title Company | ATI TITLE COMPANY (ATI) |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 404 READING RD #301 CINCINNATI OH 452021486, 301, CINCINNATI, OH 45202-1486 |
| Document Number | 0000082988 |
|---|---|
| Date | Sep 18, 2018 |
| Book Page | 013755/001506 |
| Instrument | 82988 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | 5555 CLEVELAND AVE, COLUMBUS, OH 43231-4048 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,109.00 (+3.15%) | $111,367 (-) Land $12,250 Building $99,117 | $318,190 (-) Land $35,000 Building $283,190 |
| 2024 | $6,892.00 (-1.99%) | $111,367 (-) Land $12,250 Building $99,117 | |
| 2023 | $7,032.00 (+5.7%) | $111,367 (+18.07%) Land $12,250 Building $99,117 | $318,190 (+18.07%) Land $35,000 Building $283,190 |
| 2022 | $6,653.00 Homeowner's exemption | $94,326 Land $13,780 Building $80,546 | |
| 2020 | $269,500 Land $39,370 Building $230,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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