Hamilton County property record for 404 Reading Rd, Apt 402, Cincinnati, OH 45202
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,694 sqft · built 1877 |
| Owner | Individual Name on Record |
| Last Sale | $462,500 (Jul 2020) |
| Tax Bill | $10,347 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-0003-0198-00 |
| Primary APN | 075-0003-0198-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,694 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| 2nd Floor Area | 352 sqft |
| Year Built | Built 1877 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 404 READING RD APT 402, 402 |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45202-1487 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 402 10%THE LOFTS ON BROADWAYCONDOMINIUM |
| Legal Subdivision | LOFTS/BROADWAY CONDO |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1100 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 READING RD APT 402, 402, CINCINNATI, OH 45202-1487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 1, 2020 | Warranty Deed, Transfer · Conventional with PMI SUMMIT FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2020 · Amount on Record |
| Deed Sale | Jul 1, 2020 · Amount on Record |
| Prior Sale | Dec 2, 2016 · Amount on Record |
| Deed Document Number | 0000062828 |
| Deed Book / Page | 014201 / 000705 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 404 READING RD APT 402, 402, CINCINNATI, OH 45202-1487 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 404 READING RD 402, 402, CINCINNATI, OH 45202-1487 |
| Document Number | 0000028917 |
|---|---|
| Date | Apr 22, 2025 |
| Book Page | 15400/548 |
| Instrument | 2025-0028917 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 1, 2020 |
| Property Address | 404 READING RD APT 402, 402, CINCINNATI, OH 45202-1487 |
| Document Number | 0000062828 |
| Book / Page | 014201 / 000705 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 62828 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | IVY POINTE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 READING RD #402 CINCINNATI OH 452021487, 402, CINCINNATI, OH 45202-1487 |
| Document Number | 62829 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 014201/000708 |
| Instrument | 62829 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,347.00 (+3.42%) | $161,875 (-) Land $24,500 Building $137,375 | |
| 2024 | $10,005.00 (-2.37%) | $161,875 (-) Land $24,500 Building $137,375 | |
| 2023 | $10,248.00 (-6.42%) | $161,875 (+4.05%) Land $24,500 Building $137,375 | $462,500 (+4.05%) Land $70,000 Building $392,500 |
| 2022 | $10,951.00 Homeowner's exemption | $155,575 Land $22,225 Building $133,350 | |
| 2020 | $444,500 Land $63,500 Building $381,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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