314 N Front St, Dowagiac, MI 49047 Property Records

Cass County property record for 314 N Front St, Dowagiac, MI 49047 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,241 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Jan 2018)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-730-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-730-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,241 sqft Building Perimeter
1st Floor Area	1,201 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,276 sqft (0.19 acres)
Garage Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 N FRONT ST
City	DOWAGIAC
State	MI
Zip	49047-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1739 S 1/2 LOT 1 & ALL OF LOT 2 EX E 3 RDS JAY W. MCOMBER'S ADD CITY OF DOWAGIAC.
Legal Subdivision	JAY W MCOMBERS ADD
Legal Lot Number	1,2
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	4
Census Block	4029
Census Tract	2000

Owner

Source: Cass County records · APN 14-160-200-730-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	314 N ST, DOWAGIAC, MI 49047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 09, 2018	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 09, 2018 · Amount on Record
Deed Sale	Jan 09, 2018 · Amount on Record
Prior Sale	Jan 13, 2009 · Amount on Record
Deed Document Number	20181133-2561
Deed Book / Page	1133 / 2561
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	314 N FRONT ST, DOWAGIAC, MI 49047-1217
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 N FRONT ST, DOWAGIAC, MI 49047-1217

Mortgage

Document Number	01243/2146
Date	Mar 21, 2024
Book Page	1243/2146

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	314 N FRONT ST, DOWAGIAC, MI 49047-1217
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 N FRONT ST, DOWAGIAC, MI 49047-1217

Mortgage

Document Number	01207/1888
Date	Nov 18, 2021
Book Page	1207/1888

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Apr 01, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	314 N FRONT ST, DOWAGIAC, MI 49047-1217
Transaction Type	Mortgage
Record Updated	Apr 05, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1152/1059
Date	Mar 25, 2019
Book Page	1152/1059

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jan 09, 2018
Property Address	314 N FRONT ST, DOWAGIAC, MI 49047-1217
Document Number	1133/2561
Book / Page	1133 / 2561
Instrument Date	Dec 15, 2017
Instrument	1133-2561
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$705.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 MAIN ST, 306, DOWAGIAC, MI 49047-1788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	11332562
Date	Jan 09, 2018
Instrument	1133-2562

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,500 (+15.23%)	$177,000 (+15.23%)
2025	$1,442.00 (-21.89%) Homeowner's exemption	$76,800 (+20.57%) Land $76,800	$153,600 (+20.57%) Land $153,600
2023		$63,700	$127,400
2022	$1,846.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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