404 Kayla St, Troy, TX 76579 Property Records

Bell County property record for 404 Kayla St, Troy, TX 76579

Property Summary

Property TypeSingle Family Home
Details1,375 sqft · built 2015
Lot Size0.204 acres (8,925 sqft)
OwnerIndividual Name on Record
Tax Bill$2,128 (2023)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN0375863492

Property Details

APN / Parcel Number

Primary APN0375863492
Alternative APNs
  • 394745
  • 798823

Interior

Stories1 Story
Building Area1,375 sqft Living Area
1st Floor Area1,375 sqft

Exterior

Year BuiltBuilt 2015
Lot Area8,925 sqft (0.204 acres)
Lot Dimensions128 ft deep x 70 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area173 sqft

Location & Zoning

Account Number798823
Street Address404 KAYLA ST
CityTROY
StateTX
Zip76579-2823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIVE AND ONE ADDITION, BLOCK 006, LOT 0020
Legal SubdivisionFIVE AND ONE ADDITION
Legal Block6
Legal Lot Number20
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group2
Census Block2028
Census Tract20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 KAYLA ST, TROY, TX 76579-2823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2015
Deed SaleJul 21, 2015
Prior SaleNov 3, 2014
Deed Document Number2015-00027517
Record UpdatedJun 7, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address404 KAYLA ST, TROY, TX 76579-2823
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 KAYLA ST, TROY, TX 76579-2823

Mortgage

Document Number0000037136
DateJun 10, 2022
Instrument2022037136
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTAYLOR, TX 76574
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueMay 17, 2037

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTroy City
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,128.00 (-23.84%) Homeowner's exemption$254,753 Land $32,000 Building $222,753$254,753 Land $32,000 Building $222,753
2022$2,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROY
serves 4,367 people · EPA ID TX0140037
Water SourcePurchased surface water from CITY OF TEMPLE
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Nextlink
Fixed Wireless
500 / 100

May also be available: Verizon.

Nearby Properties on Kayla St

Nearby Streets

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