Bell County property record for 401 Kayla St, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 1,644 sqft · built 2016 |
| Lot Size | 0.204 acres (8,925 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,060 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0375863546 |
| Primary APN | 0375863546 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Year Built | Built 2016 |
|---|---|
| Lot Area | 8,925 sqft (0.204 acres) |
| Lot Dimensions | 128 ft deep x 70 ft wide |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 298 sqft |
| Account Number | 826253 |
|---|---|
| Street Address | 401 KAYLA ST |
| City | TROY |
| State | TX |
| Zip | 76579-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIVE AND ONE ADDITION, BLOCK 007, LOT 0010 |
| Legal Subdivision | FIVE AND ONE ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 20102 |
Source: Bell County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 KAYLA ST, TROY, TX 76579-2823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2026 | Vendor's Lien, Transfer HEARTLAND BANK & TRUST CO |
| Jan 28, 2025 | Divorce Transfer, Transfer · Loan Assumption DHI MORTGAGE COMPANY LTD |
| Apr 6, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2026 |
| Deed Sale | Mar 2, 2026 |
| Prior Sale | Jan 28, 2025 |
| Deed Document Number | 2026009695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 2, 2026 |
| Property Address | 401 KAYLA ST, TROY, TX 76579-2823 |
| Document Number | 0000009695 |
| Map Reference | CAB D SL 182-C&D |
| Instrument Date | Mar 2, 2026 |
| Instrument | 2026009695 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | MONTEITH ABSTRACT & TTL CO T |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10834 STATE HIGHWAY 53, TEMPLE, TX 76501-7142 |
| Name | Verified Name |
|---|---|
| Address | 401 KAYLA ST, TROY, TX 76579-2823 |
| Date | Mar 2, 2026 |
|---|
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jan 28, 2025 |
| Property Address | 401 KAYLA ST, TROY, TX 76579-2823 |
| Document Number | 0000004104 |
| Map Reference | CAB D SL 182-C&D |
| Instrument Date | Jan 6, 2025 |
| Instrument | 2025004104 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2634 SUNRISE ST, TROY, TX 76579-3661 |
| Name | Verified Name |
|---|---|
| Address | 401 KAYLA ST, TROY, TX 76579-2823 |
| Document Number | 0000004105 |
|---|---|
| Date | Jan 28, 2025 |
| Instrument | 2025004105 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 6, 2017 |
| Property Address | 401 KAYLA ST, TROY, TX 76579-2823 |
| Document Number | 0000013750 |
| Map Reference | CAB D SL182-C & D |
| Instrument Date | Apr 4, 2017 |
| Instrument | 2017-00013750 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 401 KAYLA ST, TROY, TX 76579-2823 |
| Document Number | 0000013751 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 2017-00013751 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Bell County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $252,946 (-11.59%) Land $38,000 Building $224,624 | $262,624 (-8.21%) Land $38,000 Building $224,624 | |
| 2024 | $3,060.00 (+20.14%) | ||
| 2023 | $2,547.00 (-21.29%) Homeowner's exemption | $286,107 Land $32,000 Building $254,107 | $286,107 Land $32,000 Building $254,107 |
| 2022 | $3,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Verizon.
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