405 Kayla St, Troy, TX 76579 Property Records

Bell County property record for 405 Kayla St, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1,946 sqft · built 2016
Lot Size	0.205 acres (8,925 sqft)
Owner	Company Name on File
Last Sale	$5,887,500 (Mar 2022)
Tax Bill	$4,583 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0375863540`

Property Details

APN / Parcel Number

Primary APN	`0375863540`
Alternative APNs	`394761` `860037`

Interior

Stories	2 Stories
Building Area	1,946 sqft Living Area
1st Floor Area	1,269 sqft
2nd Floor Area	677 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	8,925 sqft (0.205 acres)
Lot Dimensions	128 ft deep x 70 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	198 sqft

Location & Zoning

Street Address	405 KAYLA ST
City	TROY
State	TX
Zip	76579-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIVE AND ONE ADDITION, BLOCK 007, LOT 0008
Legal Subdivision	FIVE AND ONE ADDITION
Legal Block	7
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2023
Census Tract	20102

Owner

405 Kayla St is owned by a company that bought it in March 2022.

Source: Bell County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	239 S SIERRA ST, RENO, NV 89501-1939
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit LIMA ONE CAPITAL LLC
May 7, 2020	Warranty Deed, Transfer SPARK TITLE
Mar 16, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2022 · Amount on File
Deed Sale	Mar 10, 2022 · Amount on File
Prior Sale	May 7, 2020 · Amount on File
Deed Document Number	202215724
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	405 KAYLA ST, TROY, TX 76579-2823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061902
Date	Nov 9, 2020
Instrument	2020-00061902

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Dec 1, 2021

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 7, 2020
Property Address	405 KAYLA ST, TROY, TX 76579-2823
Document Number	0000021699
Instrument Date	Apr 30, 2020
Instrument	21699
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	SPARK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2320 SIERRA VISTA WAY RENO NV 895117540, RENO, NV 89511-7540
Investor	Possibly a Property Investor

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	BELL TX
Recording Date	Mar 16, 2020
Property Address	405 KAYLA ST, TROY, TX 76579-2823
Document Number	0000012995
Instrument Date	Mar 3, 2020
Instrument	12995
Transaction Type	Foreclosure
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 KAYLA ST TROY TX 765792823, TROY, TX 76579-2823

Tax Assessment & Valuation

The 2025 property tax bill for 405 Kayla St was $4,583.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,583.00	$282,434 Land $38,000 Building $244,434	$282,434 Land $38,000 Building $244,434
2023	$5,204.00 (-1.35%)	$310,188 Land $32,000 Building $278,188	$310,188 Land $32,000 Building $278,188
2022	$5,275.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 Kayla St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Kayla St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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