308 Kayla St, Troy, TX 76579 Property Records

Bell County property record for 308 Kayla St, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	2,344 sqft · built 2016
Lot Size	0.205 acres (8,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,650 (Jun 2026)
Tax Bill	$4,890 (2021)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0375863483`

Property Details

APN / Parcel Number

Primary APN	`0375863483`
Alternative APNs	`394742` `811418`

Interior

Stories	2 Stories
Building Area	2,344 sqft Living Area
1st Floor Area	1,785 sqft
2nd Floor Area	559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	8,925 sqft (0.205 acres)
Lot Dimensions	128 ft deep x 70 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	200 sqft
Storage Building	192 sqft

Location & Zoning

Street Address	308 KAYLA ST
City	TROY
State	TX
Zip	76579-2790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIVE AND ONE ADDITION, BLOCK 006, LOT 0017
Legal Subdivision	FIVE AND ONE ADDITION
Legal Block	6
Legal Lot Number	17
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2028
Census Tract	20102

Owner

Source: Bell County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 KAYLA ST, TROY, TX 76579-2790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed, Transfer · Conventional Mortgage CENTRAL LAND TITLE, CENTRALAND TITLE
Aug 5, 2021	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	202627054
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jun 1, 2026
Property Address	308 KAYLA ST, TROY, TX 76579-2790
Document Number	0000027054
Instrument Date	May 29, 2026
Instrument	202627054
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	CENTRAL LAND TITLE, CENTRALAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 KAYLA ST, TROY, TX 76579-2790

Mortgage

Document Number	0000027055,
Date	Jun 1, 2026
Instrument	202627055

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 5, 2021
Property Address	308 KAYLA ST, TROY, TX 76579-2790
Document Number	0000050490
Map Reference	CAB D SL 182-C & D
Instrument Date	Aug 4, 2021
Instrument	2021050490
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 KAYLA ST, TROY, TX 76579-2790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 DEORSAM DR, COPPERAS COVE, TX 76522-3611

Mortgage

Document Number	0000050491
Date	Aug 5, 2021
Instrument	2021050491

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$318,311 (-9.16%) Land $38,000 Building $280,311	$318,311 (-9.16%) Land $38,000 Building $280,311
2023		$350,422 Land $32,000 Building $318,422	$350,422 Land $32,000 Building $318,422
2021	$4,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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