404 E Main St, Racine, MN 55967 Property Records

Mower County property record for 404 E Main St, Racine, MN 55967

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 956 sqft · built 1900
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$81,000 (Jun 2010)
Tax Bill	$982 (2026)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29.003.0020`

Property Details

APN / Parcel Number

Primary APN	`29.003.0020`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	404 E MAIN ST
City	RACINE
State	MN
Zip	55967-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H F EPPARDS 29003 001 LOTS 3, 4 & ADJ 8' VACATED ALLEY
Legal Subdivision	ORIGINAL VILLAGE OF AUSTIN
Legal Lot Number	3-4
Jurisdiction	MOWER MN
Township / Civil Division	RACINE
Census Block Group	1
Census Block	1103
Census Tract	1400

Owner

Source: Mower County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 E MAIN ST, RACINE, MN 55967-8800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2010 · Amount on Record
Deed Sale	Jun 18, 2010 · Amount on Record
Deed Document Number	2010583283
Prior Transfer Date	Dec 18, 2006
Prior Transfer Doc	0000555515
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	404 E MAIN ST, RACINE, MN 55967-8800
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A666494
Date	Jan 24, 2022
Instrument	A666494

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 25, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mower County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mower County
Municipality	Racine City
Unified School District	Stewartville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$982.00 (-1.41%)
2025		$116,500 (+6.88%) Land $40,000 Building $76,500	$116,500 (+6.88%) Land $40,000 Building $76,500
2023	$996.00	$109,000 Land $40,000 Building $69,000	$109,000 Land $40,000 Building $69,000
2022	$996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Racine serves 482 people · EPA ID MN1500012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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