411 E Main St, Racine, MN 55967 Property Records

Mower County property record for 411 E Main St, Racine, MN 55967

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,764 sqft · built 1920
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Tax Bill	$2,326 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29.011.0035`

Property Details

APN / Parcel Number

Primary APN	`29.011.0035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	411 E MAIN ST
City	RACINE
State	MN
Zip	55967-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GUNDERSON SUBDIVISION 29011 003 001 E 78' LOT 3 BLK 1
Legal Subdivision	GUNDERSON SUBDIVISION
Legal Block	1
Legal Lot Number	3
Jurisdiction	MOWER MN
Township / Civil Division	RACINE
Census Block Group	1
Census Block	1101
Census Tract	1400

Owner

Source: Mower County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 E MAIN ST, RACINE, MN 55967-8800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB
Oct 30, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	411 E MAIN ST, RACINE, MN 55967-8800
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A655917
Date	Nov 2, 2020
Instrument	A655917

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2025

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	411 E MAIN ST, RACINE, MN 55967-8800
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A651074
Date	Mar 11, 2020
Instrument	A651074

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MOWER MN
Recording Date	Oct 30, 2023
Property Address	411 E MAIN ST, RACINE, MN 55967-8800
Document Number	000A678280
Instrument Date	Oct 26, 2023
Instrument	A678280
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 E MAIN ST, RACINE, MN 55967-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E MAIN ST, RACINE, MN 55967-8800

Tax Assessment & Valuation

Source: Mower County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mower County
Municipality	Racine City
Unified School District	Stewartville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,326.00 (+7.88%)
2025	$2,156.00 (+3.75%)	$230,500 (+4.82%) Land $45,000 Building $185,500	$230,500 (+4.82%) Land $45,000 Building $185,500
2023	$2,078.00	$219,900 Land $45,000 Building $174,900	$219,900 Land $45,000 Building $174,900
2022	$2,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Racine serves 482 people · EPA ID MN1500012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures