315 E Main St, Racine, MN 55967 Property Records

Mower County property record for 315 E Main St, Racine, MN 55967

Property Summary

Property Type	Apartments (5+ Units)
Details	4,864 sqft · built 1920
Lot Size	0.423 acres (18,426 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Jul 2017)
Tax Bill	$4,034 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29.004.0130`

Property Details

APN / Parcel Number

Primary APN	`29.004.0130`

Interior

Building Area	4,864 sqft Gross Area
1st Floor Area	2,432 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	18,426 sqft (0.423 acres)
Shed	1 Shed
Shed Area	190 sqft

Location & Zoning

Street Address	315 E MAIN ST
City	RACINE
State	MN
Zip	55967-8839
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	S J SANBORNS 29004 002 LOTS 9 & 10
Legal Subdivision	UNKNOWN
Legal Lot Number	9-10
Jurisdiction	MOWER MN
Township / Civil Division	RACINE
Census Block Group	1
Census Block	1109
Census Tract	1400

Owner

Source: Mower County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28107 RAVEN RD, SPRING VALLEY, MN 55975-4814
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage F & M COMMUNITY BANK
Jul 18, 2017	Deed, Transfer · Commercial Mortgage F & M COMMUNITY BANK
Jul 18, 2017	Deed, Transfer
Jul 18, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 28, 2017	Quit Claim Deed, Transfer · Commercial Mortgage F & M COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Prior Sale	Mar 9, 2010 · Amount on Record
Deed Document Number	2017634282
Prior Transfer Date	Jul 10, 2017
Prior Transfer Doc	0000634281
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	315 E MAIN ST, RACINE, MN 55967-8839
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000657491
Date	Jan 8, 2021
Instrument	657491

Lender

Name	F & M COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2031

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MOWER MN
Recording Date	Jul 18, 2017
Property Address	315 E MAIN ST, RACINE, MN 55967-8839
Document Number	A000634285
Instrument Date	Jul 12, 2017
Instrument	A000634285
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28107 RAVEN RD, SPRING VALLEY, MN 55975-4814

Mortgage

Document Number	A000634286
Date	Jul 18, 2017
Instrument	A000634286

Lender

Name	F & M COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MOWER MN
Recording Date	Jul 18, 2017
Property Address	315 E MAIN ST, RACINE, MN 55967-8839
Document Number	A000634282
Instrument Date	Jul 10, 2017
Instrument	A000634282
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$792.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28107 RAVEN RD, SPRING VALLEY, MN 55975-4814

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOWER MN
Recording Date	Jul 18, 2017
Property Address	315 E MAIN ST, RACINE, MN 55967-8839
Document Number	A000634281
Instrument Date	Jul 10, 2017
Instrument	A000634281
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOWER MN
Recording Date	Jun 28, 2017
Property Address	315 E MAIN ST, RACINE, MN 55967-8839
Document Number	A000633839
Instrument Date	Jun 26, 2017
Instrument	A000633839
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ROCHESTER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 19TH AVE SE, ROCHESTER, MN 55904-5674

Mortgage

Document Number	A000633840
Date	Jun 28, 2017
Instrument	A000633840

Lender

Name	F & M COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mower County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mower County
Municipality	Racine City
Unified School District	Stewartville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,034.00 (+8.56%)	$313,600 (+7.88%) Land $20,100 Building $293,500	$313,600 (+7.88%) Land $20,100 Building $293,500
2025		$290,700 (+15.36%) Land $20,100 Building $270,600	$290,700 (+15.36%) Land $20,100 Building $270,600
2023	$3,716.00	$252,000 Land $20,100 Building $231,900	$252,000 Land $20,100 Building $231,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Racine serves 482 people · EPA ID MN1500012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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