313 E Main St, Racine, MN 55967 Property Records

Mower County property record for 313 E Main St, Racine, MN 55967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,857 sqft · built 1920
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2022)
Tax Bill	$2,002 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29.004.0120`

Property Details

APN / Parcel Number

Primary APN	`29.004.0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,857 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	313 E MAIN ST
City	RACINE
State	MN
Zip	55967-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	00 000 000 S J SANBORNS 29004 008 002
Legal Subdivision	ORIGINAL VILLAGE OF AUSTIN
Legal Block	2
Legal Lot Number	8
Jurisdiction	MOWER MN
Township / Civil Division	RACINE
Census Block Group	1
Census Block	1109
Census Tract	1400

Owner

Source: Mower County assessment roll, as of September 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	313 E MAIN ST, RACINE, MN 55967-8839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit EAGLE ROCK BANK
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Jan 12, 2005 · Amount on Record
Deed Document Number	20221395326
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	313 E MAIN ST, RACINE, MN 55967-8839
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A691365
Date	Dec 15, 2025
Instrument	A691365

Lender

Name	EAGLE ROCK BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 8, 2040

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOWER MN
Recording Date	Apr 8, 2022
Property Address	313 E MAIN ST, RACINE, MN 55967-8839
Document Number	000A668027
Instrument Date	Mar 31, 2022
Instrument	A668027
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E MAIN ST, RACINE, MN 55967-8839

Mortgage

Document Number	000A668028
Date	Apr 8, 2022
Instrument	A668028

Lender

Name	HOME FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mower County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mower County
Municipality	Racine City
Unified School District	Stewartville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,002.00 (+25.28%)
2025		$203,100 (+6.28%) Land $40,000 Building $163,100	$203,100 (+6.28%) Land $40,000 Building $163,100
2023	$1,598.00	$191,100 Land $40,000 Building $151,100	$191,100 Land $40,000 Building $151,100
2022	$1,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Racine serves 482 people · EPA ID MN1500012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Enterprises Fiber	1,000 / 500
LTD Broadband Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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