404 Cortner Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 404 Cortner Dr, Smithton, IL 62285 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	1,458 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (Apr 2024)
Tax Bill	$6,301 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2026 Mortgage + 3 more
APN	`13-28-0-177-007`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-177-007`

Interior

Stories	1 Story
Building Area	1,458 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	404 CORTNER DR
City	SMITHTON
State	IL
Zip	62285-1481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET MEADOWS LOT/SEC-4 DOC A02810953 A02811724
Legal Subdivision	SUNSET MEADOWS
Legal Lot Number	4
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3014
Census Tract	503906

Owner

Source: St. Clair County records · APN 13-28-0-177-007

Assessment roll updated January 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	404 CORTNER DR, SMITHTON, IL 62285-1481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Feb 05, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Apr 26, 2024	Re-recorded Document · Conventional Mortgage STIFEL BANK & TRUST
Apr 18, 2024	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Nov 08, 2017	Warranty Deed, Transfer · FHA Mortgage TOWN & CNTRY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Apr 18, 2024 · Amount on Record
Deed Document Number	0A02810953
Last Transfer Date	Feb 05, 2026
Transfer Doc	0A02873812
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	404 CORTNER DR, SMITHTON, IL 62285-1481
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02714916
Date	Sep 02, 2021
Instrument	A02714916

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Feb 05, 2026
Property Address	404 CORTNER DR, SMITHTON, IL 62285-1481
Document Number	0A02873812
Map Reference	DOC A01575336
Instrument Date	Jan 26, 2026
Instrument	A02873812
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 CORTNER DR, SMITHTON, IL 62285-1481

Mortgage

Document Number	0A02873813
Date	Feb 05, 2026
Instrument	A02873813

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

April 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST CLAIR IL
Recording Date	Apr 26, 2024
Property Address	404 CORTNER DR, SMITHTON, IL 62285-1481
Document Number	0A02811724
Map Reference	MB99PG19DOCA01575336
Instrument Date	Apr 17, 2024
Instrument	A02811724
Record Updated	May 13, 2024
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	404 CORTNER DR, SMITHTON, IL 62285-1481

Mortgage

Document Number	0A02811725
Date	Apr 26, 2024
Instrument	A02811725

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 18, 2024
Property Address	404 CORTNER DR, SMITHTON, IL 62285-1481
Document Number	0A02810953
Map Reference	DOC A01575336
Instrument Date	Apr 17, 2024
Instrument	A02810953
Transaction Type	Transfer
Record Updated	May 02, 2024
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$287.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	404 CORTNER DR, SMITHTON, IL 62285-1481

Mortgage

Document Number	0A02810952
Date	Apr 18, 2024
Instrument	A02810952

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 08, 2017
Property Address	404 CORTNER DR, SMITHTON, IL 62285-1481
Document Number	00A2557777
Instrument Date	Nov 07, 2017
Instrument	2557777
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	TOWN AND COUNTRY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 CORTNER DR SMITHTON IL 622851481, SMITHTON, IL 62285-1481

Mortgage

Document Number	A2557778
Date	Nov 08, 2017
Instrument	2557778

Lender

Name	TOWN & CNTRY BK
Type	Bank
Address	SPRINGFIELD, IL 62711

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 07, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2024 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,301.00 (+42.3%) Homeowner's exemption	$82,540 (+19.66%) Land $15,659 Building $66,881	$247,620 (+19.66%) Land $46,977 Building $200,643
2022		$68,979 Land $13,358 Building $55,621	$206,937 Land $40,074 Building $166,863
2019	$4,428.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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