318 Cortner Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 318 Cortner Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,458 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$7,054 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2019 Mortgage + 1 more
APN	`13-28-0-177-010`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-177-010`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
Basement Area	1,458 sqft
Finished Basement	1,458 sqft
Unfinished Basement	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	1,270 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	318 CORTNER DR
City	SMITHTON
State	IL
Zip	62285-1468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET MEADOWS LOT/SEC-1 A02856427
Legal Subdivision	SUNSET MEADOWS
Legal Block	177
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3014
Census Tract	503906

Owner

318 Cortner Dr is owned and occupied by an individual who acquired it in September 2026.

Source: St. Clair County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	318 CORTNER DR, SMITHTON, IL 62285-1468
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Special Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Sep 18, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FNDG
Aug 31, 2018	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026
Deed Sale	Sep 18, 2026
Prior Sale	Aug 12, 2025
Deed Document Number	2026A02895929
Prior Transfer Date	Jul 24, 2025
Prior Transfer Doc	0002856427
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 18, 2026
Property Address	318 CORTNER DR, SMITHTON, IL 62285-1468
Document Number	0002895929
Instrument Date	Aug 25, 2026
Instrument	20262895929
Transaction Type	Transfer
Record Updated	Oct 8, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 CORTNER DR, SMITHTON, IL 62285-1468

Mortgage

Date	Sep 18, 2026

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	318 CORTNER DR, SMITHTON, IL 62285-1468
Document Number	00A2632902
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	318 CORTNER DR SMITHTON IL 622851468, SMITHTON, IL 62285-1468

Mortgage

Document Number	00A2632902
Date	Nov 12, 2019
Instrument	2632902

Lender

Name	PRIME CHOICE FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 31, 2018
Property Address	318 CORTNER DR, SMITHTON, IL 62285-1468
Document Number	00A2588815
Instrument Date	Aug 30, 2018
Instrument	2588815
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	318 CORTNER DR SMITHTON IL 622851468, SMITHTON, IL 62285-1468

Mortgage

Document Number	A2588816
Date	Aug 31, 2018
Instrument	2588816

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 318 Cortner Dr was $7,054 with a homeowner's exemption, up 4.2% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,054.00 (+4.18%) Homeowner's exemption	$93,169 (+5.58%) Land $15,464 Building $77,705	$279,507 (+5.58%) Land $46,392 Building $233,115
2024	$6,771.00	$88,241 Land $15,627 Building $72,614	$264,723 Land $46,881 Building $217,842
2022		$75,272 Land $13,331 Building $61,941	$225,816 Land $39,993 Building $185,823
2019	$4,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 318 Cortner Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 318 Cortner Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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