400 Cortner Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 400 Cortner Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,458 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (May 2017)
Tax Bill	$6,526 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2017 Sale & Mortgage
APN	`13-28-0-177-008`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-177-008`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
Basement Area	1,458 sqft
Unfinished Basement	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	400 CORTNER DR
City	SMITHTON
State	IL
Zip	62285-1481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET MEADOWS LOT/SEC-3 A02535790
Legal Subdivision	SUNSET MEADOWS
Legal Block	177
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3014
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 CORTNER DR, SMITHTON, IL 62285-1481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 4, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Prior Sale	May 8, 2001 · Amount on Record
Deed Document Number	20172535790
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	400 CORTNER DR, SMITHTON, IL 62285-1481
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CORTNER DR, SMITHTON, IL 62285-1481

Mortgage

Document Number	0A02735192
Date	Feb 1, 2022
Instrument	A02735192

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 4, 2017
Property Address	400 CORTNER DR, SMITHTON, IL 62285-1481
Document Number	00A2535790
Instrument Date	Apr 28, 2017
Instrument	2535790
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 CORTNER DR SMITHTON IL 622851481, SMITHTON, IL 62285-1481

Mortgage

Document Number	A2535791
Date	May 4, 2017
Instrument	2535791

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,526.00 (+46.55%)	$86,638 (+24.9%) Land $15,495 Building $71,143	$259,914 (+24.9%) Land $46,485 Building $213,429
2022		$69,367 Land $13,358 Building $56,009	$208,101 Land $40,074 Building $168,027
2019	$4,453.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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