416 Cortner Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 416 Cortner Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,458 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Feb 2001)
Tax Bill	$5,373 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2020 Mortgage + 2 more
APN	`13-28-0-177-004`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-177-004`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
Basement Area	1,458 sqft
Unfinished Basement	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	416 CORTNER DR
City	SMITHTON
State	IL
Zip	62285-1481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET MEADOWS LOT/SEC-7 A02574170
Legal Subdivision	SUNSET MEADOWS
Legal Block	177
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3014
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 CORTNER DR, SMITHTON, IL 62285-1481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Aug 7, 2018	Deed of Trust, Mortgage · Line of Credit FCB BK
Apr 25, 2018	Quit Claim Deed, Mortgage · Conventional with PMI FCB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2001 · Amount on Record
Deed Sale	Feb 22, 2001 · Amount on Record
Deed Document Number	20011597452
Deed Book / Page	3501 / 2078
Last Transfer Date	Apr 17, 2018
Transfer Doc	00A2574170
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	416 CORTNER DR, SMITHTON, IL 62285-1481
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02706160
Date	Jun 30, 2021
Instrument	A02706160

Lender

Name	FCB BANKS
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate	2.75%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	416 CORTNER DR, SMITHTON, IL 62285-1481
Document Number	00A2640388
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 CORTNER DR SMITHTON IL 622851481, SMITHTON, IL 62285-1481

Mortgage

Document Number	00A2640388
Date	Jan 27, 2020
Instrument	2640388

Lender

Name	FCB BANKS
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Interest

Rate	3.75%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	416 CORTNER DR, SMITHTON, IL 62285-1481
Document Number	00A2586964
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018
Title Company	ILLINOIS TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 CORTNER DR SMITHTON IL 622851481, SMITHTON, IL 62285-1481

Mortgage

Document Number	00A2586964
Date	Aug 17, 2018
Instrument	2586964

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2033

Interest

Rate Type	Adjustable Rate
Rate	5%

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 25, 2018
Property Address	416 CORTNER DR, SMITHTON, IL 62285-1481
Document Number	00A2574170
Instrument Date	Apr 17, 2018
Instrument	2574170
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	ILLINOIS TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	416 CORTNER DR SMITHTON IL 622851481, SMITHTON, IL 62285-1481

Mortgage

Document Number	A2574171
Date	Apr 25, 2018
Instrument	2574171

Lender

Name	FCB BK
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,373.00 (-2.45%) Homeowner's exemption	$72,397 (-0.69%) Land $15,495 Building $56,902	$217,191 (-0.69%) Land $46,485 Building $170,706
2024	$5,508.00 (+24.17%)	$72,903 (+17.23%) Land $15,660 Building $57,243	$218,709 (+17.23%) Land $46,980 Building $171,729
2022		$62,188 Land $13,358 Building $48,830	$186,564 Land $40,074 Building $146,490
2019	$4,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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