404 Chestnut St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 404 Chestnut St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1976
Square Footage	1,902 sqft Heated Area
Lot Size	12,502 sqft (0.287 acres)
Occupancy	Owner Occupied
Last Sale	$256,000 (2024)
Tax Bill	$5,663.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`82509`
Alternative APN	`042630090000010510`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,902 sqft Heated Area
Gross Area	2,882 sqft Gross Area
1st Floor	1,902 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1976
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,502 sqft (0.287 acres)
Depth X Width	125 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	580 sqft Garage

Exterior Amenities

Pool Area	512 sqft Pool
Fence	Fence
Deck Area	448 sqft Deck
Porch	Open Porch
Porch Area	400 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	82509
Street Address	404 CHESTNUT ST
City	SAINT CLOUD
State	FL
Zip	34769-1662
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE LAKE ESTATES UNIT 1 PB 2 PG 58 LOT 51 09-26-30
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PINE LAKE ESTATE
Legal Tract	900
Legal Block	1
Legal Lot Number	9,51 9
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1001
Census Tract	43208

Owner

Source: Osceola County records · APN 82509

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	404 CHESTNUT ST, SAINT CLOUD, FL 34769-1662
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2024 · Amount on Record
Deed Sale	Sep 05, 2024 · Amount on Record
Deed Doc Number	2024114408
Deed Book / Page	6660 / 1001
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,663.00 (+13.08%)	$316,200 (-7.49%) Land $65,000 Building $251,200	$316,200 (-7.49%) Land $65,000 Building $251,200
2023	$5,008.00 (+12.06%)	$341,800 (+15.98%) Land $60,000 Building $281,800	$341,800 (+15.98%) Land $60,000 Building $281,800
2022	$4,469.00	$294,700 Land $55,000 Building $239,700	$294,700 Land $55,000 Building $239,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.