Osceola County property record for 402 Chestnut St, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,762 sqft Living Area |
| Lot Size | 12,501 sqft (0.287 acres) |
| Garage | Attached, 610 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $128,000 (2010) |
| Tax Bill | $1,601.00 (2024) |
| Primary APN | 04-26-30-0900-0001-0500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,762 sqft Living Area |
| Gross Area | 2,700 sqft Gross Area |
| 1st Floor | 1,762 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 12,501 sqft (0.287 acres) |
| Depth X Width | 125 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 610 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 450 sqft Pool |
| Deck Area | 306 sqft Deck |
| Porch Area | 328 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 402 CHESTNUT ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1662 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATE UNIT 1 LOT 50 PB 2 PG 58 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATES UNIT 1 |
| Legal Tract | 900 |
| Legal Block | 500 |
| Legal Lot Number | 50 |
| Legal Unit | 1L |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 43208 |
Source: Osceola County records · APN 04-26-30-0900-0001-0500
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 CHESTNUT ST, SAINT CLOUD, FL 34769-1662 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Person or Individual |
| Date | Document |
|---|---|
| Mar 28, 2018 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2010 · Amount on Record |
| Deed Sale | Mar 12, 2010 · Amount on Record |
| Deed Doc Number | 201036404 |
| Deed Book / Page | 3960 / 1312 |
| Last Transfer Date | Jul 30, 2012 |
| Transfer Doc | 0043181537 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 402 CHESTNUT ST, SAINT CLOUD, FL 34769-1662 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053080473 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 5308/0473 |
| Instrument | 2018049473 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 402 CHESTNUT ST, SAINT CLOUD, FL 34769-1662 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 402 CHESTNUT ST, SAINT CLOUD, FL 34769-1662 |
| Document Number | 0058681593 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 5868/1593 |
| Instrument | 2021004292 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 32376 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,664.00 (+3.94%) Homeowner's exemption | $135,864 (+5.99%) | $339,300 (-2.39%) Land $65,000 Building $274,300 |
| 2024 | $1,601.00 (+3.36%) | ||
| 2023 | $1,549.00 (+4.45%) Homeowner's exemption | $128,190 (+3%) | $347,600 (+15.67%) Land $60,000 Building $287,600 |
| 2022 | $1,483.00 Homeowner's exemption | $124,457 | $300,500 Land $55,000 Building $245,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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