Osceola County property record for 400 Chestnut St, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,120 sqft Living Area |
| Lot Size | 14,113 sqft (0.324 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,500 (2020) |
| Tax Bill | $3,159.00 (2024) |
| Primary APN | 04-26-30-0900-0001-0490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 2,987 sqft Gross Area |
| 1st Floor | 2,120 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,113 sqft (0.324 acres) |
| Depth X Width | 125 ft x 115 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 575 sqft Garage |
| Porch Area | 292 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 400 CHESTNUT ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1662 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT 1 PB 2 PG 58 LOT 49 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATES UNIT 1 |
| Legal Tract | 900 |
| Legal Block | 490 |
| Legal Lot Number | 49 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 43208 |
Source: Osceola County records · APN 04-26-30-0900-0001-0490
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 CHESTNUT ST, SAINT CLOUD, FL 34769-1662 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 29, 2021 | Correction Deed LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Sep 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) PRIVATE INDIVIDUAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2020 · Amount on Record |
| Deed Sale | Sep 02, 2020 · Amount on Record |
| Prior Sale | Mar 06, 2006 · Amount on Record |
| Deed Doc Number | 2020116701 |
| Deed Book / Page | 5786 / 894 |
| Last Transfer Date | Jan 21, 2021 |
| Transfer Doc | 0058800154 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 29, 2021 |
| Property Address | 400 CHESTNUT ST, SAINT CLOUD, FL 34769-1662 |
| Document Number | 0058800154 |
| Book / Page | 5880 / 154 |
| Map Reference | MB 2 PG 58 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021013156 |
| Record Updated | Feb 08, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 400 CHESTNUT ST, 400, SAINT CLOUD, FL 34769-1662 |
| Name | Verified Name |
|---|---|
| Address | 400 CHESTNUT ST, SAINT CLOUD, FL 34769-1662 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 02, 2020 |
| Property Address | 400 CHESTNUT ST, SAINT CLOUD, FL 34769-1662 |
| Document Number | 0057860894 |
| Book / Page | 005786 / 000894 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 116701 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,859.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 400 CHESTNUT ST ST CLOUD FL 347691662, ST CLOUD, FL 34769-1662 |
| Document Number | 57860896 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 005786/000896 |
| Instrument | 116702 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | 600 LYNNHAVEN PKWY # 100, VIRGINIA BEACH, VA 23452-7319 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,271.00 (+3.55%) Homeowner's exemption | $225,663 (+5.99%) | $332,600 (-3.06%) Land $65,000 Building $267,600 |
| 2024 | $3,159.00 (+2.73%) | ||
| 2023 | $3,075.00 (+3.67%) Homeowner's exemption | $212,917 (+3%) | $343,100 (+16.74%) Land $60,000 Building $283,100 |
| 2022 | $2,966.00 Homeowner's exemption | $206,716 | $293,900 Land $55,000 Building $238,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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