403 Chestnut St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 403 Chestnut St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1978
Square Footage	2,031 sqft Heated Area
Lot Size	13,983 sqft (0.321 acres)
Occupancy	Owner Occupied
Last Sale	$199,500 (2016)
Tax Bill	$2,501.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`82467`
Alternative APN	`042630090000010090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,031 sqft Heated Area
Gross Area	2,987 sqft Gross Area
1st Floor	2,031 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,983 sqft (0.321 acres)
Depth X Width	143 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	483 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	100 sqft Shed
Porch	Open Porch
Porch Area	473 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	82467
Street Address	403 CHESTNUT ST
City	SAINT CLOUD
State	FL
Zip	34769-1663
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE LAKE ESTATES UNIT 1 PB 2 PG 58 LOT 9 09-26-30
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PINE LAKE ESTATE
Legal Tract	900
Legal Block	1
Legal Lot Number	9
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43208

Owner

Source: Osceola County records · APN 82467

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 CHESTNUT ST, SAINT CLOUD, FL 34769-1663
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2016 · Amount on Record
Deed Sale	Sep 01, 2016 · Amount on Record
Prior Sale	Jul 26, 2001 · Amount on Record
Deed Doc Number	2016133326
Deed Book / Page	5018 / 1150
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,501.00 (+6.7%) Homeowner's exemption	$182,627 (+5.99%)	$335,600 (-3.03%) Land $65,000 Building $270,600
2023	$2,344.00 (+3.95%) Homeowner's exemption	$172,312 (+3%)	$346,100 (+16.89%) Land $60,000 Building $286,100
2022	$2,255.00 Homeowner's exemption	$167,294	$296,100 Land $55,000 Building $241,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.