Bergen County and Northvale Borough property record for 404 Birchtree Ln, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 2,101 sqft · built 1959 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | Company Name on Record |
| Last Sale | $580,000 (Jan 2022) |
| Tax Bill | $12,610 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00408-0000-00001 |
| Primary APN | 40-00408-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,101 sqft Living Area |
| 1st Floor Area | 2,101 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Street Address | 404 BIRCHTREE LN |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 75X125 1LT (211,10) |
| Legal Subdivision | NORTHVALE MANOR SEC 2 |
| Legal Block | 408 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 2200 |
Source: Bergen County and Northvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 404 BIRCHTREE LN, NORTHVALE, NJ 07647-1203 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 19, 2022 | Deed, Transfer · VA Mortgage NEW JERSEY LENDERS CORP |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Prior Sale | Aug 31, 2004 · Amount on Record |
| Deed Document Number | 20227668 |
| Deed Book / Page | 4542 / 352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 404 BIRCHTREE LN, NORTHVALE, NJ 07647-1203 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 404 BIRCHTREE LN, NORTHVALE, NJ 07647-1203 |
| Document Number | 0057250707 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 5725/707 |
| Instrument | 2026010245 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 19, 2022 |
| Property Address | 404 BIRCHTREE LN, NORTHVALE, NJ 07647-1203 |
| Document Number | 0045420352 |
| Book / Page | 4542 / 352 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2022007668 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | HUDSON ONE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,973.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 HAWORTH DR, 207, HAWORTH, NJ 07641-1541 |
| Name | Verified Name |
|---|---|
| Address | 404 BIRCHTREE LN, NORTHVALE, NJ 07647-1203 |
| Document Number | 2022007669 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022007669 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 404 BIRCHTREE LN, NORTHVALE, NJ 07647-1203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039540005 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 3954/5 |
| Instrument | 2021018363 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 1, 2031 |
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659,200 (+73.98%) Land $410,200 Building $249,000 | $659,200 (+73.98%) Land $410,200 Building $249,000 | |
| 2025 | $12,610.00 (+3.94%) | $378,900 (-) Land $244,000 Building $134,900 | $378,900 (-) Land $244,000 Building $134,900 |
| 2024 | $12,132.00 (+6.03%) | ||
| 2023 | $378,900 Land $244,000 Building $134,900 | $378,900 Land $244,000 Building $134,900 | |
| 2022 | $11,442.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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