412 Birchtree Ln, Northvale, NJ 07647 Property Records

Bergen County and Northvale Borough property record for 412 Birchtree Ln, Northvale, NJ 07647

Property Summary

Property Type	Single Family Home
Details	1,323 sqft · built 1959
Lot Size	0.203 acres (8,821 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,685 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-00111-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`40-00111-0000-00012`
Alternative APN	`400011100012`

Interior

Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	8,821 sqft (0.203 acres)
Lot Dimensions	126 ft deep x 70 ft wide

Location & Zoning

Street Address	412 BIRCHTREE LN
City	NORTHVALE
State	NJ
Zip	07647-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Description	70X126 1LT (210,7)
Legal Subdivision	NORTHVALE MANOR SEC 2
Legal Block	111
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	NORTHVALE
Census Block Group	4
Census Block	4014
Census Tract	2200

Owner

Source: Bergen County and Northvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 BIRCHTREE LN, NORTHVALE, NJ 07647-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 8, 2020
Transfer Doc	0040441552
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Mar 30, 2021
Property Address	412 BIRCHTREE LN, NORTHVALE, NJ 07647-1228
Document Number	0040441552
Book / Page	4044 / 1552
Instrument Date	Jun 8, 2020
Instrument	2021046160
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 BIRCHTREE LN, NORTHVALE, NJ 07647-1228

Mortgage

Document Number	2021046161
Date	Mar 30, 2021
Instrument	2021046161

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Northvale Borough
Secondary School District	Northern Valley Regional School District (09 - 12)
Elementary School District	Northvale Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$611,500 (+74.17%) Land $399,700 Building $211,800	$611,500 (+74.17%) Land $399,700 Building $211,800
2025	$11,685.00 (+3.94%)	$351,100 (-) Land $238,900 Building $112,200	$351,100 (-) Land $238,900 Building $112,200
2024	$11,242.00 (+6.03%)
2023		$351,100 Land $238,900 Building $112,200	$351,100 Land $238,900 Building $112,200
2022	$10,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1994–2026)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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