Bergen County and Northvale Borough property record for 402 Birchtree Ln, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 2,198 sqft · built 1960 |
| Lot Size | 0.215 acres (9,348 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $409,000 (Feb 2021) |
| Tax Bill | $12,770 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00408-0000-00010 |
| Primary APN | 40-00408-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,198 sqft Living Area |
| 1st Floor Area | 2,198 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 9,348 sqft (0.215 acres) |
| Lot Dimensions | 110 ft deep x 85 ft wide |
| Street Address | 402 BIRCHTREE LN |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 85X110 1LT (211,1) |
| Legal Block | 408 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 2200 |
Source: Bergen County and Northvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 BIRCHTREE LN, NORTHVALE, NJ 07647-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 22, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on Record |
| Deed Sale | Feb 22, 2021 · Amount on Record |
| Deed Document Number | 202122727 |
| Deed Book / Page | 3968 / 1168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 402 BIRCHTREE LN, NORTHVALE, NJ 07647-1203 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 402 BIRCHTREE LN, NORTHVALE, NJ 07647-1203 |
| Document Number | 0051380200 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 5138/200 |
| Instrument | 2023078428 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 4, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 22, 2021 |
| Property Address | 402 BIRCHTREE LN, NORTHVALE, NJ 07647-1203 |
| Document Number | 0039681168 |
| Book / Page | 3968 / 1168 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 2021022727 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,301.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 560 E MAIN ST, 560, READSBORO, VT 05350-9799 |
| Name | Verified Name |
|---|---|
| Address | 402 BIRCHTREE LN, NORTHVALE, NJ 07647-1203 |
| Document Number | 2021022728 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021022728 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $821,200 (+114.02%) Land $414,600 Building $406,600 | $821,200 (+114.02%) Land $414,600 Building $406,600 | |
| 2025 | $12,770.00 (+3.94%) | $383,700 (-) Land $245,300 Building $138,400 | $383,700 (-) Land $245,300 Building $138,400 |
| 2024 | $12,286.00 (+6.03%) | ||
| 2023 | $383,700 Land $245,300 Building $138,400 | $383,700 Land $245,300 Building $138,400 | |
| 2022 | $11,587.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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