Bergen County and Northvale Borough property record for 409 Birchtree Ln, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 2,094 sqft · built 1961 |
| Lot Size | 0.227 acres (9,875 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,428 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00110-0000-00017 |
| Primary APN | 40-00110-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,094 sqft Living Area |
| 1st Floor Area | 2,094 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 9,875 sqft (0.227 acres) |
| Lot Dimensions | 125 ft deep x 79 ft wide |
| Street Address | 409 BIRCHTREE LN |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 79X125 1LT (204,15) |
| Legal Subdivision | NORTHVALE MANOR SEC 2 |
| Legal Block | 110 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 2200 |
409 Birchtree Ln is owned and occupied by two individuals who acquired it in December 2000.
Source: Bergen County and Northvale Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 BIRCHTREE LN, NORTHVALE, NJ 07647-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2000 |
| Deed Sale | Dec 6, 2000 |
| Prior Sale | Dec 6, 2000 |
| Deed Book / Page | 1053 / 380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 409 BIRCHTREE LN, NORTHVALE, NJ 07647-1202 |
| Document Number | 0032510601 |
| Instrument Date | Apr 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 409 BIRCHTREE LN NORTHVALE NJ 076471202, NORTHVALE, NJ 07647-1202 |
| Document Number | 0032510601 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 003251/000601 |
| Instrument | 32751 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 409 Birchtree Ln was $13,428, up 3.9% from the year before.
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $799,500 (+98.14%) Land $430,000 Building $369,500 | $799,500 (+98.14%) Land $430,000 Building $369,500 | |
| 2025 | $13,428.00 (+3.93%) | $403,500 Land $247,800 Building $155,700 | $403,500 Land $247,800 Building $155,700 |
| 2024 | $12,920.00 | ||
| 2023 | $403,500 Land $247,800 Building $155,700 | $403,500 Land $247,800 Building $155,700 | |
| 2022 | $12,185.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Birchtree Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Birchtree Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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