404 Benton St W, Cologne, MN 55322 Property Records

Carver County property record for 404 Benton St W, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,435 sqft · built 1968
Lot Size	0.461 acres (20,081 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2022)
Tax Bill	$2,790 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-1000060`

Property Details

APN / Parcel Number

Primary APN	`40-1000060`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,435 sqft Finished Area
Gross Area	2,905 sqft
1st Floor Area	1,435 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,081 sqft (0.461 acres)
Deck Area	470 sqft
Pole Barn	2,400 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	404 BENTON ST W
City	COLOGNE
State	MN
Zip	55322-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 12 TOWNSHIP 115 RANGE 025 BENTON VILLAGE LOT 008 BLOCK 006
Legal Range	025
Legal Township	115
Legal Section	12
Legal Subdivision	BENTON VILLAGE
Legal Block	6
Legal Lot Number	8
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2041
Census Tract	91202

Owner

404 Benton St W is owned and occupied by an individual who bought it in May 2022.

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	404 BENTON ST W, COLOGNE, MN 55322-9500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Oct 14, 1997 · Amount on File
Deed Document Number	2022746308
Prior Transfer Date	Sep 10, 2014
Prior Transfer Doc	000A599699
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	May 12, 2022
Property Address	404 BENTON ST W, COLOGNE, MN 55322-9500
Document Number	000A746308
Instrument Date	May 6, 2022
Instrument	A746308
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 BENTON ST W, COLOGNE, MN 55322-9500

Mortgage

Document Number	000A746309
Date	May 12, 2022
Instrument	A746309

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 404 Benton St W was $2,790 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,790.00 Homeowner's exemption	$254,200 (+11.15%) Land $85,000 Building $169,200	$254,200 (+11.15%) Land $85,000 Building $169,200
2025		$228,700 (+4.48%) Land $80,000 Building $148,700	$228,700 (+4.48%) Land $80,000 Building $148,700
2024	$2,702.00 (+0.52%) Homeowner's exemption	$218,900 (+0.37%) Land $75,000 Building $143,900	$218,900 (+0.37%) Land $75,000 Building $143,900
2023	$2,688.00 Homeowner's exemption	$218,100 Land $75,000 Building $143,100	$218,100 Land $75,000 Building $143,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Benton St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Benton St W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cologne serves 1,700 people · EPA ID MN1100004
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Nuvera Communications Cable	100 / 20
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20