Carver County property record for 302 Benton St W, Cologne, MN 55322
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,382 sqft · built 1900 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,500 (Apr 2024) |
| Tax Bill | $2,444 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-1000010 |
| Primary APN | 40-1000010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,382 sqft Finished Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,500 sqft (0.264 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 302 BENTON ST W |
|---|---|
| City | COLOGNE |
| State | MN |
| Zip | 55322-4501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 12 TOWNSHIP 115 RANGE 025 BENTON VILLAGE LOT 005 BLOCK 006 |
| Legal Range | 025 |
| Legal Township | 115 |
| Legal Section | 12 |
| Legal Subdivision | BENTON VILLAGE |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | COLOGNE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 91202 |
302 Benton St W is owned and occupied by an individual who bought it in April 2024.
Source: Carver County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 BENTON ST W, COLOGNE, MN 55322-4501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU |
| Apr 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Apr 21, 2017 | Warranty Deed, Transfer · Conventional with PMI ENVOY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2024 · Amount on File |
| Deed Sale | Apr 15, 2024 · Amount on File |
| Prior Sale | Apr 21, 2017 · Amount on File |
| Deed Document Number | 2024771833 |
| Prior Transfer Date | Apr 5, 1997 |
| Prior Transfer Doc | 0000041643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 302 BENTON ST W, COLOGNE, MN 55322-4501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 302 BENTON ST, COLOGNE, MN 55322 |
| Document Number | 000A794210 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | A794210 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 4, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Apr 15, 2024 |
| Property Address | 302 BENTON ST W, COLOGNE, MN 55322-4501 |
| Document Number | 000A771833 |
| Instrument Date | Apr 9, 2024 |
| Instrument | A771833 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $813.45 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 BENTON ST W, COLOGNE, MN 55322-4501 |
| Document Number | 000A771834 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | A771834 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 302 BENTON ST W, COLOGNE, MN 55322-4501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 000A732714 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | A732714 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Apr 21, 2017 |
| Property Address | 302 BENTON ST W, COLOGNE, MN 55322-4501 |
| Document Number | 0000644080 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 644080 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | BURNETT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 BENTON ST W COLOGNE MN 553224501, COLOGNE, MN 55322-4501 |
| Investor | Possibly a Property Investor |
| Document Number | 644081 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 644081 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77056 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2047 |
The 2026 property tax bill for 302 Benton St W was $2,444 with a homeowner's exemption.
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Cologne City |
| Unified School District | Central Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,444.00 Homeowner's exemption | $229,400 (+11.96%) Land $85,000 Building $144,400 | $229,400 (+11.96%) Land $85,000 Building $144,400 |
| 2025 | $204,900 (+9.57%) Land $80,000 Building $124,900 | $204,900 (+9.57%) Land $80,000 Building $124,900 | |
| 2024 | $2,226.00 (+0.27%) Homeowner's exemption | $187,000 (+1.25%) Land $75,000 Building $112,000 | $187,000 (+1.25%) Land $75,000 Building $112,000 |
| 2023 | $2,220.00 Homeowner's exemption | $184,700 Land $75,000 Building $109,700 | $184,700 Land $75,000 Building $109,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 Benton St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 302 Benton St W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cologne serves 1,700 people · EPA ID MN1100004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Copper | 1.61 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Nuvera Communications Cable | 100 / 20 |
| Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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