306 Benton St W, Cologne, MN 55322 Property Records

Carver County property record for 306 Benton St W, Cologne, MN 55322

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,638 sqft · built 1913
Lot Size	0.673 acres (29,316 sqft)
Owner	2 Individual Names on File
Last Sale	$392,000 (Jul 2025)
Tax Bill	$3,952 (2026)
Deeds & Mortgages	Aug 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-1000030`

Property Details

APN / Parcel Number

Primary APN	`40-1000030`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,638 sqft Finished Area
Gross Area	1,456 sqft
1st Floor Area	780 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,316 sqft (0.673 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	306 BENTON ST W
City	COLOGNE
State	MN
Zip	55322-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 12 TOWNSHIP 115 RANGE 025 BENTON VILLAGE ALL OF LOTS 3 & 4 & P/O LOT 7 BLK 6 DESC AS: COMM AT SE CORN OF LOT 8 BLK 6
Legal Range	025
Legal Township	115
Legal Section	12
Legal Subdivision	BENTON VILLAGE
Legal Block	6
Legal Lot Number	3-5,7-8
Jurisdiction	CARVER MN
Township / Civil Division	COLOGNE
Census Block Group	2
Census Block	2041
Census Tract	91202

Owner

306 Benton St W is owned and occupied by two individuals who bought it in July 2025.

Source: Carver County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 BENTON ST W, COLOGNE, MN 55322-4501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on File
Deed Sale	Jul 8, 2025 · Amount on File
Prior Sale	Mar 29, 2016 · Amount on File
Deed Document Number	2025788261
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	306 BENTON ST W, COLOGNE, MN 55322-4501
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A730142
Date	Aug 4, 2021
Instrument	A730142

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	5510

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jul 20, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 306 Benton St W was $3,952 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Cologne City
Unified School District	Central Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,952.00 Homeowner's exemption	$353,300 (+14.45%) Land $100,000 Building $253,300	$353,300 (+14.45%) Land $100,000 Building $253,300
2025		$308,700 (+4.47%) Land $95,000 Building $213,700	$308,700 (+4.47%) Land $95,000 Building $213,700
2024	$3,836.00 (+17.81%) Homeowner's exemption	$295,500 (-0.71%) Land $90,000 Building $205,500	$295,500 (-0.71%) Land $90,000 Building $205,500
2023	$3,256.00 Homeowner's exemption	$297,600 Land $90,000 Building $207,600	$297,600 Land $90,000 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Benton St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Benton St W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cologne serves 1,700 people · EPA ID MN1100004
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Nuvera Communications Cable	100 / 20
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20