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412 Benton St W, Cologne, MN 55322 Property Records

Carver County property record for 412 Benton St W, Cologne, MN 55322

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,482 sqft · built 1900
Lot Size0.567 acres (24,699 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Feb 2022)
Tax Bill$2,504 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN40-1000080

Property Details

APN / Parcel Number

Primary APN40-1000080

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,482 sqft Finished Area
Gross Area1,907 sqft
1st Floor Area1,020 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,699 sqft (0.567 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area119 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address412 BENTON ST W
CityCOLOGNE
StateMN
Zip55322-9500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 12 TOWNSHIP 115 RANGE 025 BENTON VILLAGE LOT 010 BLOCK 006 & W 6' OF LOT 9 PARTICULARLY DESC AS: COMM AT NW CORN OF
Legal Range025
Legal Township115
Legal Section12
Legal SubdivisionBENTON VILLAGE
Legal Block6
Legal Lot Number10
JurisdictionCARVER MN
Township / Civil DivisionCOLOGNE
Census Block Group2
Census Block2041
Census Tract91202

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address412 BENTON ST W, COLOGNE, MN 55322-9500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2022Warranty Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Jul 26, 2020Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2022 · Amount on Record
Deed SaleFeb 2, 2022 · Amount on Record
Prior SaleDec 22, 2021 · Amount on Record
Deed Document Number223211
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateFeb 2, 2022
Property Address412 BENTON ST W, COLOGNE, MN 55322-9500
Document Number000T223211
Instrument DateDec 21, 2021
InstrumentT223211
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanyEDINA REALTY TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 BENTON ST W, COLOGNE, MN 55322-9500

Mortgage

Document Number000T223212
DateFeb 2, 2022
InstrumentT223212
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2052

Mortgage

Document Number000T223213
DateFeb 2, 2022
InstrumentT223213
Lender
NamePROSPERITY HOME MORTGAGE
AddressURBANDALE, IA 50322
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address412 BENTON ST W, COLOGNE, MN 55322-9500
Document Number0000215129
Instrument DateJul 26, 2020
Transaction TypeMortgage
Record UpdatedOct 6, 2020
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 BENTON ST W #WW COLOGNE MN 553229500, WW, COLOGNE, MN 55322-9500

Mortgage

Document Number0000215129
DateAug 24, 2020
Instrument215129
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 23, 2050

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityCologne City
Unified School DistrictCentral Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,504.00 (+3.73%) Homeowner's exemption$225,600 (+7.94%) Land $85,000 Building $140,600$225,600 (+7.94%) Land $85,000 Building $140,600
2025$209,000 (+4.24%) Land $80,000 Building $129,000$209,000 (+4.24%) Land $80,000 Building $129,000
2024$2,414.00 (+4.68%) Homeowner's exemption$200,500 (+1.31%) Land $75,000 Building $125,500$200,500 (+1.31%) Land $75,000 Building $125,500
2023$2,306.00 Homeowner's exemption$197,900 Land $75,000 Building $122,900$197,900 Land $75,000 Building $122,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCologne
serves 1,700 people · EPA ID MN1100004
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb
Copper1.61 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
Nuvera Communications
Cable		100 / 20
Broadband
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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