Marion County property record for 4039 SE 23rd Ter, Ocala, FL 34480
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,734 sqft · built 1981 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jul 2021) |
| Tax Bill | $4,295 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3125-004-006 |
| Primary APN | 3125-004-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| Gross Area | 2,469 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Modern |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 148 ft deep x 148 ft wide |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 590 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 238 sqft |
| Deck Area | 582 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 4039 SE 23RD TER |
|---|---|
| City | OCALA |
| State | FL |
| Zip | 34480-7165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 33 TWP 15 RGE 22 PLAT BOOK T PAGE 083 SHADOW WOODS 1ST ADD BLK D LOT 6 |
| Legal Range | 22E |
| Legal Township | 15S |
| Legal Section | 33 |
| Legal Subdivision | SHADOW WOODS 1ST ADD |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 2302 |
Source: Marion County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4039 SE 23RD TER, OCALA, FL 34480-7165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE |
| Jan 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 26, 2021 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Sep 1, 2017 | Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Aug 28, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Sep 2, 2015 · Amount on Record |
| Deed Document Number | 2021101020 |
| Deed Book / Page | 7524 / 1440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 4039 SE 23RD TER, OCALA, FL 34480-7165 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4039 SE 23RD TER, OCALA, FL 34480-7165 |
| Document Number | 0082870306 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 8287/306 |
| Instrument | 2024040302 |
| Name | ESSEX MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 1417 N MAGNOLIA AVE, OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 4039 SE 23RD TER, OCALA, FL 34480-7165 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4039 SE 23RD TER, OCALA, FL 34480-7165 |
| Document Number | 0079561092 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 7956/1092 |
| Instrument | 2023001553 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Jul 26, 2021 |
| Property Address | 4039 SE 23RD TER, OCALA, FL 34480-7165 |
| Document Number | 0075241440 |
| Book / Page | 7524 / 1440 |
| Map Reference | MB T PG 83&84 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021101020 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | MARION LAKE SUMTER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8555 SW 57TH CT, 8555, OCALA, FL 34476-7805 |
| Name | Verified Name |
|---|---|
| Address | 4039 SE 23RD TER, OCALA, FL 34480-7165 |
| Document Number | 75241442 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 7524/1442 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Number | 0075241453 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 7524/1453 |
| Instrument | 2021101022 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 4039 SE 23RD TER, OCALA, FL 34480-7165 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0066361086 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 6636/1086 |
| Instrument | 2017081013 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 4039 SE 23RD TER, OCALA, FL 34480-7165 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070301802 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 7030/1802 |
| Instrument | 2019090439 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,295.00 (+9.29%) Homeowner's exemption | $286,507 (+5.99%) | $287,623 (+1.53%) Land $66,600 Building $221,023 |
| 2023 | $3,930.00 (+2.75%) Homeowner's exemption | $270,322 (+3%) Land $74,000 Building $196,322 | $283,278 (+7.94%) Land $74,000 Building $209,278 |
| 2022 | $3,825.00 Homeowner's exemption | $262,449 Land $74,000 Building $188,449 | $262,449 Land $74,000 Building $188,449 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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