3953 SE 23rd Ter, Ocala, FL 34480 Property Records

Marion County property record for 3953 SE 23rd Ter, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,408 sqft · built 1983
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jun 2024)
Tax Bill	$6,026 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3125-004-004`

Property Details

APN / Parcel Number

Primary APN	`3125-004-004`
Alternative APN	`1685311000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,408 sqft Living Area
1st Floor Area	2,408 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2009
Exterior Material	Wood Shingle
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.539 acres)
Lot Dimensions	147 ft deep x 160 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	924 sqft
Porch	Open Porch
Porch Area	408 sqft
Deck Area	532 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1685311000
Old Parcel Number	3125004004
Street Address	3953 SE 23RD TER
City	OCALA
State	FL
Zip	34480-7165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 33 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	33
Legal Subdivision	SHADOW WOODS ADD 01
Legal Block	D
Legal Lot Number	4
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3036
Census Tract	2302

Owner

3953 SE 23rd Ter is owned and occupied by an individual who bought it in June 2024.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3953 SE 23RD TER, OCALA, FL 34480-7165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Deed Document Number	2024072737
Deed Book / Page	8340 / 1583
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3953 SE 23RD TER, OCALA, FL 34480-7165
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 SE 23RD TER, OCALA, FL 34480-7165

Mortgage

Document Number	0080331963
Date	Apr 26, 2023
Book Page	8033/1963
Instrument	2023051144

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3953 SE 23rd Ter was $6,026.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,026.00	$359,164 Land $71,280 Building $287,884	$359,164 Land $71,280 Building $287,884
2023	$2,342.00 (+2.9%) Homeowner's exemption	$169,432 (+3%) Land $79,200 Building $90,232	$332,324 (+5.69%) Land $79,200 Building $253,124
2022	$2,276.00 Homeowner's exemption	$164,497	$314,430 Land $79,200 Building $235,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3953 SE 23rd Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3953 SE 23rd Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20