Marion County property record for 3985 SE 23rd Ter, Ocala, FL 34480
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 1983 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,531 (2023) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3125-004-005 |
| Primary APN | 3125-004-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 2,844 sqft |
| 1st Floor Area | 1,812 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 148 ft deep x 151 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 360 sqft |
| Patio Area | 144 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 1646570000 |
|---|---|
| Old Parcel Number | 3125004005 |
| Street Address | 3985 SE 23RD TER |
| City | OCALA |
| State | FL |
| Zip | 34480-7165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 33 TWP 15 RGE 22 |
| Legal Range | 22E |
| Legal Township | 15S |
| Legal Section | 33 |
| Legal Subdivision | SHADOW WOODS ADD 1 |
| Legal Block | D |
| Legal Lot Number | 5 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 2302 |
3985 SE 23rd Ter is owned and occupied by an individual who acquired it in July 2013.
Source: Marion County records, as of February 5, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3985 SE 23RD TER, OCALA, FL 34480-7165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2013 |
| Deed Sale | Jul 1, 2013 |
| Deed Document Number | 0000590359 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 3985 SE 23RD TER, OCALA, FL 34480-7165 |
| Document Number | 0066800762 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3985 SE 23RD TER OCALA FL 344807165, OCALA, FL 34480-7165 |
| Document Number | 0066800762 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 006680/000762 |
| Instrument | 108981 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1020 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.81% |
Source: Marion County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,531.00 (+3.17%) Homeowner's exemption | $117,888 (+3%) Land $75,500 Building $42,388 | $239,341 (+7.02%) Land $75,500 Building $163,841 |
| 2022 | $1,484.00 Homeowner's exemption | $114,454 | $223,648 Land $75,500 Building $148,148 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3985 SE 23rd Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3985 SE 23rd Ter is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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