4085 SE 23rd Ter, Ocala, FL 34480 Property Records

Marion County property record for 4085 SE 23rd Ter, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,466 sqft · built 1984
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Aug 2025)
Tax Bill	$2,760 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3125-003-007`

Property Details

APN / Parcel Number

Primary APN	`3125-003-007`
Alternative APNs	`0717207000` `717207`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,466 sqft Living Area
Gross Area	3,354 sqft
1st Floor Area	2,466 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	180 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	314 sqft
Patio Area	510 sqft
Utility Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	4085 SE 23RD TER
City	OCALA
State	FL
Zip	34480-7163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 33 TWP 15 RGE 22 PLAT BOOK T PAGE 083 SHADOW WOODS 1ST ADD BLK C LOT 7
Legal Range	22E
Legal Township	15S
Legal Section	33
Legal Subdivision	SHADOW WOODS 1ST ADD
Legal Block	C
Legal Lot Number	7
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3043
Census Tract	2302

Owner

4085 SE 23rd Ter is owned and occupied by two individuals who bought it in August 2025.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4085 SE 23RD TER, OCALA, FL 34480-7163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on File
Deed Sale	Aug 27, 2025 · Amount on File
Prior Sale	Jan 20, 2004 · Amount on File
Deed Document Number	2025115160
Deed Book / Page	8697 / 1413
Prior Transfer Date	Jun 17, 2003
Prior Transfer Doc	0034610121
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4085 SE 23RD TER, OCALA, FL 34480-7163
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065600413
Date	Apr 10, 2017
Book Page	6560/0413
Instrument	2017032292

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4085 SE 23rd Ter was $2,760.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,760.00	$186,142	$361,310 Land $70,875 Building $290,435
2023	$2,445.00 (+2.9%) Homeowner's exemption	$175,627 (+3%) Land $78,750 Building $96,877	$350,526 (+9.17%) Land $78,750 Building $271,776
2022	$2,376.00 Homeowner's exemption	$170,512	$321,070 Land $78,750 Building $242,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4085 SE 23rd Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4085 SE 23rd Ter is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20