4039 Derray Ct, Warren, MI 48092 Property Records

Macomb County property record for 4039 Derray Ct, Warren, MI 48092 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,375 sqft · built 2005
Lot Size	1.88 acres (82,222 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2022)
Tax Bill	$5,280 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-05-305-003`

Property Details

APN / Parcel Number

Primary APN	`12-13-05-305-003`
Alternative APN	`1305305003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,375 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,047 sqft
Basement Area	1,047 sqft
Unfinished Basement	1,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	82,222 sqft (1.88 acres)
Garage Area	382 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4039 DERRAY CT
City	WARREN
State	MI
Zip	48092-5034
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	NORTH POINTE VILLAS CONDO. M.C.C.P. NO. 878 UNIT # 3
Legal Subdivision	NORTH POINTE VILLAS CONDOMINIUM
Legal Unit	3
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3005
Census Tract	260700

Owner

Source: Macomb County records · APN 12-13-05-305-003

Assessment roll updated July 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4039 DERRAY CT, WARREN, MI 48092-5034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Intrafamily Transfer, Transfer
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Apr 09, 2009 · Amount on Record
Deed Document Number	202289836
Deed Book / Page	28726 / 648
Prior Transfer Date	Mar 26, 2008
Prior Transfer Doc	0000044829
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jul 22, 2022
Property Address	4039 DERRAY CT, WARREN, MI 48092-5034
Document Number	2200089835
Book / Page	28726 / 647
Map Reference	LB 15965 PG 879-928
Instrument Date	Jul 19, 2022
Instrument	202200089835
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52049 CORNERSTONE CT, 52049, MACOMB, MI 48042-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 DERRAY CT, WARREN, MI 48092-5034

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 22, 2022
Property Address	4039 DERRAY CT, WARREN, MI 48092-5034
Document Number	2200089836
Book / Page	28726 / 648
Map Reference	LB 15965 PG 879-928
Instrument Date	Jul 19, 2022
Instrument	202200089836
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52049 CORNERSTONE CT, 52049, MACOMB, MI 48042-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 DERRAY CT, WARREN, MI 48092-5034

Mortgage

Document Number	2200089837
Date	Jul 22, 2022
Instrument	202200089837

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jul 28, 2022
Property Address	4039 DERRAY CT, WARREN, MI 48092-5034
Document Number	2200091790
Book / Page	28736 / 121
Map Reference	LB 15965 PG 879-928
Instrument Date	Jul 19, 2022
Instrument	202200091790
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4039 DERRAY CT, 4039, WARREN, MI 48092-5034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 DERRAY CT, WARREN, MI 48092-5034

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,060 (+19.85%)	$228,120 (+19.85%)
2025	$5,280.00 (+82.83%)
2023		$95,170	$190,340
2022	$2,888.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992607003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2014, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Aug 2014 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 372 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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