Macomb County property record for 4015 Derray Ct, Warren, MI 48092
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,076 sqft · built 2005 |
| Owner | Individual Name on Record |
| Last Sale | $146,000 (Oct 2019) |
| Tax Bill | $4,291 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-05-305-001 |
| Primary APN | 12-13-05-305-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| Basement Area | 1,047 sqft |
| Unfinished Basement | 1,047 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Garage Type | Attached |
| Garage Area | 382 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4015 DERRAY CT |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48092-5034 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-3 |
| Legal Description | NORTH POINTE VILLAS CONDO. M.C.C.P. NO. 878 UNIT # 1 |
| Legal Subdivision | NORTH POINTE VILLAS CONDOMINIUM |
| Legal Unit | 1 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 260700 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4015 DERRAY CT, WARREN, MI 48092-5034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 2, 2019 | Warranty Deed, Subdivision Related Transfer CHIRCO TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2019 · Amount on Record |
| Deed Sale | Oct 2, 2019 · Amount on Record |
| Deed Document Number | 20199110836 |
| Deed Book / Page | 26234 / 377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 4015 DERRAY CT, WARREN, MI 48092-5034 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 4015 DERRAY CT, WARREN, MI 48092-5034 |
| Document Number | 2102192962 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 27768/462 |
| Instrument | 202102192962 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 2, 2019 |
| Property Address | 4015 DERRAY CT, WARREN, MI 48092-5034 |
| Document Number | 0000110836 |
| Book / Page | 26234 / 377 |
| Map Reference | LB 15965 PG 879-928 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 9110836 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 31, 2021 |
| Title Company | CHIRCO TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,255.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17320 BRILL DR, 17320, CLINTON TOWNSHIP, MI 48035-2311 |
| Name | Verified Name |
|---|---|
| Address | 4015 DERRAY CT, WARREN, MI 48092-5034 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Warren Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,510 (+19.81%) | $193,020 (+19.81%) | |
| 2025 | $4,291.00 (+14.86%) | ||
| 2023 | $80,550 | $161,100 | |
| 2022 | $3,736.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1995–2014) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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