Macomb County property record for 4125 Derray Ct, Warren, MI 48092
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,076 sqft · built 2005 |
| Lot Size | 1.88 acres (82,221 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $227,000 (Apr 2026) |
| Tax Bill | $2,336 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-05-305-007 |
| Primary APN | 12-13-05-305-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| Basement Area | 1,047 sqft |
| Unfinished Basement | 1,047 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Lot Area | 82,221 sqft (1.88 acres) |
| Garage Type | Attached |
| Garage Area | 382 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4125 DERRAY CT |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48092-5034 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-1-C |
| Legal Description | NORTH POINTE VILLAS CONDO. M.C.C.P. NO. 878 UNIT # 7 |
| Legal Subdivision | NORTH POINTEVILLAS CONDO |
| Legal Unit | 7 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 260700 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3697 SUGAR MAPLE DR, STERLING HEIGHTS, MI 48314-1263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 8, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on Record |
| Deed Sale | Apr 8, 2026 · Amount on Record |
| Prior Sale | Sep 6, 2006 · Amount on Record |
| Deed Document Number | 202633690 |
| Deed Book / Page | 30602 / 565 |
| Prior Transfer Date | Feb 5, 2018 |
| Prior Transfer Doc | 0000015895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Apr 14, 2026 |
| Property Address | 4125 DERRAY CT, WARREN, MI 48092-5034 |
| Document Number | 0000035824 |
| Book / Page | 30613 / 624 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202635824 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000035824, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 30613/624 |
| Instrument | 202635824 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Apr 8, 2026 |
| Property Address | 4125 DERRAY CT, WARREN, MI 48092-5034 |
| Document Number | 2600033690 |
| Book / Page | 30602 / 565 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202633690 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $197,172.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Feb 12, 2018 |
| Property Address | 4125 DERRAY CT, WARREN, MI 48092-5034 |
| Document Number | 0000015895 |
| Book / Page | 025211 / 000469 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 15895 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4125 DERRAY CT WARREN MI 480925034, WARREN, MI 48092-5034 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Warren Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,610 (+7.67%) | $195,220 (+7.67%) | |
| 2025 | $2,336.00 (+14.85%) Homeowner's exemption | $90,660 (+11.23%) | $181,320 (+11.23%) |
| 2023 | $81,510 | $163,020 | |
| 2022 | $2,034.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1995–2014) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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