4161 Derray Ct, Warren, MI 48092 Property Records

Macomb County property record for 4161 Derray Ct, Warren, MI 48092

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,375 sqft · built 2005
OwnerIndividual Name on Record
Last Sale$165,000 (Jun 2019)
Tax Bill$4,862 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-13-05-305-010

Property Details

APN / Parcel Number

Primary APN12-13-05-305-010
Alternative APN
  • 1305305010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,375 sqft Living Area
1st Floor Area1,047 sqft
Basement Area1,047 sqft
Unfinished Basement1,047 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Garage TypeAttached
Garage Area382 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4161 DERRAY CT
CityWARREN
StateMI
Zip48092-5034
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-1-C
Legal DescriptionNORTH POINTE VILLAS CONDO. M.C.C.P. NO. 878 UNIT # 10
Legal SubdivisionNORTHPOINTE VILLAS CONDOMINIUM
Legal Unit10
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group3
Census Block3005
Census Tract260700

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4161 DERRAY CT, WARREN, MI 48092-5034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 11, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 18, 2019Quit Claim Deed, Transfer
PHILIP F GRECO TITLE COMPANY, PHILIP F GRECO TITLE CO
Jun 11, 2019Warranty Deed, Transfer
PHILIP F GRECO TITLE COMPANY, PHILIP F GRECO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2019 · Amount on Record
Deed SaleJun 11, 2019 · Amount on Record
Prior SaleJun 11, 2019 · Amount on Record
Deed Document Number20199065214
Deed Book / Page26008 / 848
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address4161 DERRAY CT, WARREN, MI 48092-5034
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4161 DFF3RAY CT, WARREN, MI 48092

Mortgage

Document Number0000120895
DateFeb 8, 2021
Book Page27404/823
Instrument2120895
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 11, 2019
Property Address4161 DERRAY CT, WARREN, MI 48092-5034
Document Number0000065214
Book / Page26008 / 848
Map ReferenceLB 15965 PG 8789
Instrument DateMay 30, 2019
Instrument9065214
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyLEADING EDGE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,419.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4161 DERRAY CT, 4161, WARREN, MI 48092-5034

Transferred To (Grantee/Buyer)

NameVerified Name
Address29057 PARDO STREET #201 # 201, 201, FLAT ROCK, MI 48134

Mortgage

Document Number0000065215
DateJun 11, 2019
Instrument9065215
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateJan 18, 2019
Property Address4161 DERRAY CT, WARREN, MI 48092-5034
Document Number0000006694
Book / Page025775 / 000546
Instrument DateDec 28, 2018
Instrument6694
Transaction TypeTransfer
Record UpdatedFeb 1, 2019
Title CompanyPHILIP F GRECO TITLE COMPANY, PHILIP F GRECO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address17320 BRI 11 DR CLINTON TWP MI 48035, CLINTON TWP, MI 48035

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 11, 2019
Property Address4161 DERRAY CT, WARREN, MI 48092-5034
Document Number0000065213
Book / Page026008 / 000483
Instrument DateDec 28, 2018
Instrument65213
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyPHILIP F GRECO TITLE COMPANY, PHILIP F GRECO TITLE CO

Transaction

AmountAmount Recorded
Tax$1,204.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4161 DERRAY CT WARREN MI 480925034, WARREN, MI 48092-5034

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,060 (+12.37%)$228,120 (+12.37%)
2025$4,862.00 (+2.21%) Homeowner's exemption$101,500 (+6.65%)$203,000 (+6.65%)
2024$4,757.00 (+12.38%)
2023$95,170$190,340
2022$4,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1995–2014)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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