403 Webb Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 403 Webb Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1999
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Jan 2008)
Tax Bill	$1,403 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52896`

Property Details

APN / Parcel Number

Primary APN	`52896`
Alternative APN	`1249868`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,204 sqft Finished Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	23,087 sqft (0.53 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	100 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1249868
Street Address	403 WEBB RD
City	SHELBY
State	NC
Zip	28152-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#9PB21-20 STONERIDGE PH 2
Legal Subdivision	STONERIDGE
Legal Phase	2
Legal Block	1
Legal Lot Number	81
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1001
Census Tract	951503

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 WEBB RD, SHELBY, NC 28152-9000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2008 · Amount on Record
Deed Sale	Jan 10, 2008 · Amount on Record
Prior Sale	Jul 23, 2007 · Amount on Record
Deed Book / Page	1541 / 2087
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	403 WEBB RD, SHELBY, NC 28152-9000
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019632505
Date	Dec 22, 2025
Book Page	1963/2505
Instrument	200122781

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	403 WEBB RD, SHELBY, NC 28152-9000
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018291657
Date	Dec 29, 2020
Book Page	1829/1657
Instrument	200048641

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,403.00 (+5.57%)	$209,433 (-) Land $19,345 Building $190,088	$209,433 (-) Land $19,345 Building $190,088
2025	$1,329.00	$209,433 (+55.88%) Land $19,345 Building $190,088	$209,433 (+55.88%) Land $19,345 Building $190,088
2023		$134,353 Land $16,249 Building $118,104	$134,353 Land $16,249 Building $118,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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