338 Webb Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 338 Webb Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 2004
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2024)
Tax Bill	$1,496 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`57444`

Property Details

APN / Parcel Number

Primary APN	`57444`
Alternative APNs	`1307754` `1368222`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	37,897 sqft (0.87 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	120 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1368222
Street Address	338 WEBB RD
City	SHELBY
State	NC
Zip	28152-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#7PB25-168BEAVER DAM EST PHI
Legal Subdivision	BEAVER DAM EST
Legal Block	1
Legal Lot Number	48
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4061
Census Tract	951400

Owner

Source: Cleveland County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	338 WEBB RD, SHELBY, NC 28152-6004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 28, 2019	Loan Modification, Mortgage · Conventional with PMI RUSHMORE LN MGMT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Jul 15, 2024 · Amount on Record
Deed Document Number	2024200108585
Deed Book / Page	1936 / 1365
Prior Transfer Date	Jul 3, 2024
Prior Transfer Doc	0019250453
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 27, 2024
Property Address	338 WEBB RD, SHELBY, NC 28152-6004
Document Number	0019361365
Book / Page	1936 / 1365
Map Reference	MB 25 PG 168
Instrument Date	Dec 17, 2024
Instrument	200108585
Transaction Type	Transfer
Record Updated	Jan 10, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8, LITTLE RIVER, SC 29566-0008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 WEBB RD, SHELBY, NC 28152-6004

Mortgage

Document Number	0200108586
Date	Dec 27, 2024
Instrument	200108586

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Mortgage

Document Number	0019361384
Date	Dec 27, 2024
Book Page	1936/1384
Instrument	200108587

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	1806 W CUYLER AVE, CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2039

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	338 WEBB RD, SHELBY, NC 28152-6004
Document Number	0017901567
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 WEBB RD SHELBY NC 281526004, SHELBY, NC 28152-6004

Mortgage

Document Number	0017901567
Date	Apr 26, 2019
Book Page	001790/001567
Instrument	25586

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2044

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,496.00 (+2.54%)	$228,887 (-0.44%) Land $24,142 Building $204,745	$228,887 (-0.44%) Land $24,142 Building $204,745
2025	$1,459.00	$229,905 (+58.31%) Land $24,142 Building $205,763	$229,905 (+58.31%) Land $24,142 Building $205,763
2023		$145,226 Land $18,251 Building $126,975	$145,226 Land $18,251 Building $126,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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