401 Webb Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 401 Webb Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1999
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (May 2005)
Tax Bill	$1,421 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52897`

Property Details

APN / Parcel Number

Primary APN	`52897`
Alternative APN	`1218710`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,204 sqft Finished Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	23,087 sqft (0.53 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	100 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1218710
Street Address	401 WEBB RD
City	SHELBY
State	NC
Zip	28152-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#10PB21-20 STONERIGE PH 2
Legal Subdivision	STONERIDGE
Legal Phase	2
Legal Block	1
Legal Lot Number	82
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1001
Census Tract	951503

Owner

401 Webb Rd is owned and occupied by an individual who bought it in May 2005.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	401 WEBB RD, SHELBY, NC 28152-9000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage TRULIANT FCU
Sep 14, 2018	Deed of Trust, Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2005 · Amount on File
Deed Sale	May 28, 2005 · Amount on File
Prior Sale	Jan 3, 2005 · Amount on File
Deed Document Number	200552953
Deed Book / Page	1451 / 1039
Prior Transfer Date	Dec 29, 2004
Prior Transfer Doc	0014370191
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	401 WEBB RD, SHELBY, NC 28152-9000
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019561910
Date	Sep 24, 2025
Book Page	1956/1910
Instrument	200119098

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	3200 TRULIANT WAY, WINSTON SALEM, NC 27103

Agreement

Amount	Amount on Record
Term	241 Months
Due	Sep 30, 2045

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	401 WEBB RD, SHELBY, NC 28152-9000
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017760016
Date	Sep 14, 2018
Book Page	1776/0016
Instrument	200017967

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount on Record
Term	113 Months
Due	Feb 18, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 401 Webb Rd was $1,421, up 5.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,421.00 (+5.49%)	$212,255 (-) Land $19,345 Building $192,910	$212,255 (-) Land $19,345 Building $192,910
2025	$1,347.00	$212,255 Land $19,345 Building $192,910	$212,255 Land $19,345 Building $192,910
2023		$132,119 Land $16,249 Building $115,870	$132,119 Land $16,249 Building $115,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Webb Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Webb Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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