406 Webb Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 406 Webb Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 1999
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,438 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52592`

Property Details

APN / Parcel Number

Primary APN	`52592`
Alternative APN	`5674211`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Finished Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	2,614 sqft (0.06 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	100 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	5674211
Street Address	406 WEBB RD
City	SHELBY
State	NC
Zip	28152-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#3PB20-192 STONERIDGE PH I +.06AC
Legal Subdivision	STONERIDGE
Legal Phase	1
Legal Block	1
Legal Lot Number	74
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951503

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 WEBB RD, SHELBY, NC 28152-9000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 20, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	406 WEBB RD, SHELBY, NC 28152-9000
Transaction Type	Mortgage
Record Updated	May 16, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018720526
Date	May 6, 2022
Book Page	1872/526
Instrument	200072470

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	406 WEBB RD, SHELBY, NC 28152-9000
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018411231
Date	May 20, 2021
Book Page	1841/1231
Instrument	200055481

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 1, 2018
Property Address	406 WEBB RD, SHELBY, NC 28152-9000
Document Number	0017770479
Book / Page	001777 / 000479
Instrument Date	Sep 28, 2018
Instrument	18577
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WEBB RD SHELBY NC 281529000, SHELBY, NC 28152-9000

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,438.00 (+9.85%)	$215,010 (+4.25%) Land $23,595 Building $191,415	$215,010 (+4.25%) Land $23,595 Building $191,415
2025	$1,309.00	$206,247 (+56.94%) Land $23,595 Building $182,652	$206,247 (+56.94%) Land $23,595 Building $182,652
2023		$131,418 Land $19,819 Building $111,599	$131,418 Land $19,819 Building $111,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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