319 W Oak St, Eldridge, IA 52748 Property Records

Scott County property record for 319 W Oak St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 933 sqft · built 1972
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jul 2020)
Tax Bill	$2,452 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`9314323C9`

Property Details

APN / Parcel Number

Primary APN	`9314323C9`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	933 sqft Living Area
Basement Area	933 sqft
Finished Basement	475 sqft
Unfinished Basement	458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	118 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	319 W OAK ST
City	ELDRIDGE
State	IA
Zip	52748-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDRIDGE ACRES 4TH ADD LOT: 129 ELDRIDGE ACRES 4THADD
Legal Subdivision	ELDRIDGE ACRES 4TH ADD
Legal Lot Number	129
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2041
Census Tract	10201

Owner

319 W Oak St is owned and occupied by two individuals who bought it in July 2020.

Source: Scott County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	319 W OAK ST, ELDRIDGE, IA 52748-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 31, 2020	Legal Action/Court Order, Foreclosure · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Deed Document Number	202022794
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	319 W OAK ST, ELDRIDGE, IA 52748-1624
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 W OAK ST, ELDRIDGE, IA 52748-1624

Mortgage

Document Number	202200028831
Date	Nov 9, 2022
Instrument	202200028831

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Aug 1, 2050

July 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	SCOTT IA
Recording Date	Jul 31, 2020
Property Address	319 W OAK ST, ELDRIDGE, IA 52748-1624
Document Number	202000022794
Instrument Date	Jul 23, 2020
Instrument	202000022794
Transaction Type	Foreclosure
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 W OAK ST, ELDRIDGE, IA 52748-1624

Mortgage

Document Number	202000022796
Date	Jul 31, 2020
Instrument	202000022796

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 319 W Oak St was $2,452.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,452.00	$206,100 (-) Land $52,900 Building $153,200	$206,100 (-) Land $52,900 Building $153,200
2025	$2,452.00 (+5.51%)	$206,100 Land $52,900 Building $153,200	$206,100 Land $52,900 Building $153,200
2024	$2,324.00
2023		$181,300 Land $34,000 Building $147,300	$181,300 Land $34,000 Building $147,300
2022	$2,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 W Oak St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 W Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Nearby Properties on W Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures