Stanly County property record for 403 S Central Ave, Locust, NC 28097 · Last verified October 2023
| Property Type | Medical Building |
|---|---|
| Details | 2 ba · 2,158 sqft · built 1980 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Company Name on File |
| Last Sale | $420,000 (Jan 2019) |
| Tax Bill | $3,723 (2023) |
| Deeds & Mortgages | Jun 2025 Construction Loan Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557503409737 |
| Primary APN | 557503409737 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,158 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Porch | Porch |
| Porch Area | 49 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1523254 |
|---|---|
| Street Address | 403 S CENTRAL AVE |
| City | LOCUST |
| State | NC |
| Zip | 28097-7142 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Legal Description | BLDG 403 S CENTRAL AVE LOCUST FAMILY DENTISTRY 557503182 |
| Legal Subdivision | OLDE SOUTH SUB |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 930802 |
Source: Stanly County records · APN 557503409737
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 403 S CENTRAL AVE, LOCUST, NC 28097-7142 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 27, 2025 | Deed of Trust, Mortgage · Construction Mortgage BANK OF AMERICA NA |
| Jan 31, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2019 · Amount on Record |
| Deed Sale | Jan 31, 2019 · Amount on Record |
| Prior Sale | Sep 21, 2015 |
| Deed Document Number | 0016621082 |
| Deed Book / Page | 1662 / 1082 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 403 S CENTRAL AVE, LOCUST, NC 28097-7142 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11782 REDBRIDGE BLVD 755068, 755068, LOCUST, NC 28097-6600 |
| Document Number | 0000478868 |
|---|---|
| Date | Jun 27, 2025 |
| Book Page | 1887/534 |
| Instrument | 478868 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jan 31, 2019 |
| Property Address | 403 S CENTRAL AVE, LOCUST, NC 28097-7142 |
| Document Number | 0000406795 |
| Book / Page | 001662 / 001082 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 406795 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 403 S CENTRAL AVE LOCUST NC 280977142, LOCUST, NC 28097-7142 |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,723.00 | $341,565 Land $136,500 Building $205,065 | $341,565 Land $136,500 Building $205,065 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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