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319 S Central Ave, Locust, NC 28097 Property Records

Stanly County property record for 319 S Central Ave, Locust, NC 28097

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2 bd · 2 ba · 1,508 sqft · built 1963
Lot Size0.58 acres (25,265 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Apr 2024)
Tax Bill$2,867 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN557503419344

Property Details

APN / Parcel Number

Primary APN557503419344
Alternative APNs
  • 1535515
  • 1547103
  • 1343

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,508 sqft Finished Area
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1978
Exterior MaterialCombination
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number1547103
Street Address319 S CENTRAL AVE
CityLOCUST
StateNC
Zip28097-7141
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeCC
Legal DescriptionHSE 319 S CENTRAL AVE THE COLLECTIVE SALON 557503318
Legal TractA
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group2
Census Block2000
Census Tract930802

Owner

319 S Central Ave, a commercial property, is owned by a company that bought it in April 2024.

Source: Stanly County records, as of October 6, 2026

Owner of RecordCompany Name on File
Mailing Address26997 VINTAGE LN, LOCUST, NC 28097-8518
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2024 · Amount on File
Deed SaleApr 24, 2024 · Amount on File
Prior SaleJul 29, 2021 · Amount on File
Deed Document Number2024467343
Deed Book / Page1850 / 1281
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJul 29, 2021
Property Address319 S CENTRAL AVE, LOCUST, NC 28097-7141
Document Number0000435791
Book / Page1750 / 1636
Instrument DateJul 29, 2021
Instrument435791
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address18443 NEWSOME RD, 18443, OAKBORO, NC 28129-9444

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address319 S CENTRAL AVE, LOCUST, NC 28097-7141

Mortgage

Document Number0000435705
DateJul 29, 2021
Instrument435705
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 319 S Central Ave was $2,867.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,867.00$311,638 Land $154,280 Building $157,358$311,638 Land $154,280 Building $157,358
2023$2,303.00$211,329 Land $105,560 Building $105,769$211,329 Land $105,560 Building $105,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 S Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 S Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Windstream.

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