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411 S Central Ave, Locust, NC 28097 Property Records

Stanly County property record for 411 S Central Ave, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,152 sqft · built 1950
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on Record
Tax Bill$1,571 (2026)
Deeds & MortgagesApr 2019 Transfer
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN557503409643

Property Details

APN / Parcel Number

Primary APN557503409643
Alternative APNs
  • 1525090
  • 20428

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Finished Area
Basement Area1,152 sqft
Unfinished Basement1,152 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialOther
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions242 ft deep x 107 ft wide
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
PorchPorch
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number1525090
Street Address411 S CENTRAL AVE
CityLOCUST
StateNC
Zip28097-7142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionHSE 411 S CENTRAL AVE 557503202
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group2
Census Block2001
Census Tract930802

Owner

Source: Stanly County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address411 S CENTRAL AVE, LOCUST, NC 28097-7142
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 11, 2019
Transfer Doc0000408473
Record UpdatedOct 29, 2026

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANLY NC
Recording DateApr 4, 2019
Property Address411 S CENTRAL AVE, LOCUST, NC 28097-7142
Document Number0000408473
Book / Page001667 / 000234
Instrument DateFeb 11, 2019
Instrument408473
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address411 S CENTRAL AVE LOCUST NC 280977142, LOCUST, NC 28097-7142

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANLY NC
Recording DateApr 4, 2019
Property Address411 S CENTRAL AVE, LOCUST, NC 28097-7142
Document Number0000408474
Book / Page001667 / 000238
Instrument DateFeb 11, 2019
Instrument408474
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10115 ENFIELD CT FORT MILL SC 297075849, FORT MILL, SC 29707-5849

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,571.00 (+21.97%)$170,791 (+44.49%) Land $40,253 Building $130,538$170,791 (+44.49%) Land $40,253 Building $130,538
2023$1,288.00$118,201 Land $23,786 Building $94,415$118,201 Land $23,786 Building $94,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Windstream.

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