Stanly County property record for 303 S Central Ave, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1940 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,000 (Mar 2024) |
| Tax Bill | $2,111 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 557503419663 |
| Primary APN | 557503419663 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,496 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Other |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 227 ft deep x 130 ft wide |
| Garage Type | Carport |
| Garage Area | 256 sqft |
| Carport | Carport |
| Carport Area | 256 sqft |
| Porch | Porch |
| Porch Area | 166 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 1546533 |
|---|---|
| Street Address | 303 S CENTRAL AVE |
| City | LOCUST |
| State | NC |
| Zip | 28097-7141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CC |
| Legal Description | HSE 303 S CENTRAL AVE 557503069 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930802 |
Source: Stanly County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 303 S CENTRAL AVE, LOCUST, NC 28097-7141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2024 · Amount on Record |
| Deed Sale | Mar 5, 2024 · Amount on Record |
| Deed Document Number | 2024465874 |
| Deed Book / Page | 1846 / 517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Mar 5, 2024 |
| Property Address | 303 S CENTRAL AVE, LOCUST, NC 28097-7141 |
| Document Number | 0000465874 |
| Book / Page | 1846 / 517 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 465874 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $524.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 318 SPRINGVIEW DR, LOCUST, NC 28097-7281 |
| Name | Verified Name |
|---|---|
| Address | 303 S CENTRAL AVE, LOCUST, NC 28097-7141 |
| Document Number | 0000465875 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 465875 |
| Name | DEBBE COLNTZ |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | May 1, 2054 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,111.00 | $229,496 (-) Land $43,629 Building $185,867 | $229,496 (-) Land $43,629 Building $185,867 |
| 2025 | $2,111.00 (+36.02%) | $229,496 (+61.15%) Land $43,629 Building $185,867 | $229,496 (+61.15%) Land $43,629 Building $185,867 |
| 2023 | $1,552.00 (-36.58%) | $142,415 (-) Land $25,780 Building $116,635 | $142,415 (-) Land $25,780 Building $116,635 |
| 2022 | $2,447.00 Additional exemption filed | $142,415 Land $25,780 Building $116,635 | $142,415 Land $25,780 Building $116,635 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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