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403 Ridge Rd, Ward, CO 80481 Property Records

Boulder County property record for 403 Ridge Rd, Ward, CO 80481 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,528 sqft · built 1995
Lot Size1.05 acres (46,120 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Sep 2006)
Tax Bill$3,647 (2025)
Deeds & MortgagesDec 2017 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1321-27-0-06-005

Property Details

APN / Parcel Number

Primary APN1321-27-0-06-005
Alternative APNs
  • R0030159
  • 0030159

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,528 sqft Living Area
Gross Area2,728 sqft
1st Floor Area1,318 sqft
Basement Area1,010 sqft
Finished Basement210 sqft
Unfinished Basement800 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeFrame
Lot Area46,120 sqft
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area234 sqft
Deck Area16 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0030159
Street Address403 RIDGE RD
CityWARD
StateCO
Zip80481-9519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 150 BAR K RANCH 3
Legal Range72
Legal Township2N
Legal Section22
Legal SubdivisionBAR K RANCH 3 - MT
Legal Block1
Legal Lot Number150
JurisdictionBOULDER CO
Township / Civil DivisionBALD MOUNTAIN
Census Block Group1
Census Block1008
Census Tract13703

Owner

Source: Boulder County records · APN 1321-27-0-06-005

Assessment roll updated June 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address403 RIDGE RD, WARD, CO 80481-9519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
May 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2006 · Amount on Record
Deed SaleSep 06, 2006 · Amount on Record
Prior SaleAug 31, 2000 · Amount on Record
Deed Document Number20062803232
Prior Transfer DateAug 30, 2003
Prior Transfer Doc0002504955
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address403 RIDGE RD, WARD, CO 80481-9519
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003628604
DateDec 01, 2017
Instrument3628604
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressSANDY, UT 84070
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address403 RIDGE RD, WARD, CO 80481-9519
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyASCENDENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003782636
DateMay 07, 2020
Instrument3782636
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address403 RIDGE RD, WARD, CO 80481-9519
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003839539
DateDec 08, 2020
Instrument3839539
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJan 01, 2046

Tax Assessment & Valuation

Source: Boulder County records · Assessment roll updated June 15, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateColorado
CountyBoulder County
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$41,439 (+8.8%) Land $4,427 Building $37,012$609,400 (-) Land $65,100 Building $544,300
2025$3,647.00 (+15.3%)$38,088 (-5.06%) Land $4,069 Building $34,019$609,400 (+1.77%) Land $65,100 Building $544,300
2023$3,163.00 (+1.54%)$40,119 (+20.21%) Land $4,730 Building $35,389$598,800 (+24.7%) Land $70,600 Building $528,200
2022$3,115.00$33,374 Land $3,287 Building $30,087$480,200 Land $47,300 Building $432,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boulder County (08013C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080130137031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2013)
Most Recent ClaimSep 2013, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 98% of Colorado
Wildfire LikelihoodAbout 1 in 67 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
NedernetFixed Wireless (unlicensed)100 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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