344 Ridge Rd, Ward, CO 80481 Property Records

Boulder County property record for 344 Ridge Rd, Ward, CO 80481

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.75 ba · 1,114 sqft · built 2003
Lot Size	0.731 acres (31,842 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Dec 2002)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1321-27-0-04-013`

Property Details

APN / Parcel Number

Primary APN	`1321-27-0-04-013`
Alternative APNs	`R0030160` `0030160`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,114 sqft Living Area
Gross Area	1,954 sqft
1st Floor Area	840 sqft
Upper Floors Area	274 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	31,842 sqft (0.731 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Deck Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0030160
Street Address	344 RIDGE RD
City	WARD
State	CO
Zip	80481-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	LOT 151 BAR K RANCH 3
Legal Range	72
Legal Township	2N
Legal Section	22
Legal Subdivision	BAR K RANCH 3 - MT
Legal Block	1
Legal Lot Number	151
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	1
Census Block	1007
Census Tract	13703

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	344 RIDGE RD, WARD, CO 80481-9519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Jun 27, 2017	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2002 · Amount on Record
Deed Sale	Dec 18, 2002 · Amount on Record
Prior Sale	Dec 23, 1991 · Amount on Record
Deed Document Number	20022373203
Transfer Doc	0001347639
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	344 RIDGE RD, WARD, CO 80481-9519
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 RIDGE RD, WARD, CO 80481-9519

Mortgage

Document Number	0003919124
Date	Oct 6, 2021
Instrument	3919124

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.57%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Max Rate At Change	11.5%
Index	1-Month LIBOR
Max Rate	11.5%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	344 RIDGE RD, WARD, CO 80481-9519
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003600314
Date	Jun 27, 2017
Instrument	3600314

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	WOODSTOCK, NY 12498

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,708 (-2.08%) Building $31,708	$518,100 (-) Land $50,500 Building $467,600
2025	$2,502.00 (+21.63%)	$32,381 (-4.99%) Land $3,156 Building $29,225	$518,100 (+1.85%) Land $50,500 Building $467,600
2023	$2,057.00 (+10.29%)	$34,083 (+26.56%) Land $3,638 Building $30,445	$508,700 (+31.28%) Land $54,300 Building $454,400
2022	$1,865.00	$26,931 Land $2,516 Building $24,415	$387,500 Land $36,200 Building $351,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.4% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nedernet Fixed Wireless	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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